Commercial Appraiser California, Real Estate Appraiser Los Angeles, Commercial Appraisal, Real Estate Appraiser Alameda www.acgov.org Alpine www.co.alpine.ca.us Amador www.co.amador.ca.us Butte www.buttecounty.net Calaveras www.co.calaveras.ca.us Colusa www.colusacountyclerk.com Contra Costa www.co.contra-costa.ca.us Del Norte www.co.del-norte.ca.us El Dorado www.co.el-dorado.ca.us Fresno www.co.fresno.ca.us Glenn www.countyofglenn.net Humboldt www.co.humboldt.ca.us Imperial www.co.imperial.ca.us Inyo www.inyocounty.us Kern www.co.kern.ca.us Kings www.countyofkings.com Lake www.co.lake.ca.us Lassen www.co.lassen.ca.us Los Angeles www.lacounty.info Madera www.madera-county.com Marin www.co.marin.ca.us Mariposa www.mariposacounty.org Mendocino www.co.mendocino.ca.us Merced www.co.merced.ca.us Modoc www.modoccounty.us Mono www.monocounty.ca.gov Monterey www.co.monterey.ca.us Napa www.co.napa.ca.us Nevada www.mynevadacounty.com Orange www.oc.ca.gov Placer www.placer.ca.gov Plumas www.countyofplumas.com Riverside www.co.riverside.ca.us Sacramento www.saccounty.net San Benito www.san-benito.ca.us San Bernardino www.co.san-bernardino.ca.us San Diego www.co.san-diego.ca.us San Francisco www.ci.sf.ca.us San Joaquin www.sjgov.org San Luis Obispo www.co.slo.ca.us San Mateo www.co.sanmateo.ca.us Santa Barbara www.countyofsb.org Santa Clara www.sccgov.org Santa Cruz www.co.santa-cruz.ca.us Shasta www.co.shasta.ca.us Sierra www.sierracounty.ws Siskiyou www.co.siskiyou.ca.us Solano www.co.solano.ca.us Sonoma www.sonoma-county.org Stanislaus www.co.stanislaus.ca.us Sutter www.co.sutter.ca.us Tehama www.tehamacountyadmin.org Trinity www.trinitycounty.org Tulare www.co.tulare.ca.us Tuolumne www.tuolumnecounty.ca.gov Ventura www.countyofventura.org Yolo www.yolocounty.org Yuba www.co.yuba.ca.us A Agoura Hills Alameda Alamo Albany Alhambra Aliso Viejo Alpine Altadena Alturas Anaheim Anderson Angels Camp Antioch Apple Valley Aptos Arcadia Arcata Arnold Arroyo Grande Artesia Atascadero Atwater Auburn Avalon Azusa -------------------------------------------------------------------------------- B Bakersfield Baldwin Park Banning Barstow Beaumont Bell Bell Gardens Bellflower Belmont Belvedere Tiburon Benicia Berkeley Beverly Hills Big Bear City Big Bear Lake Bishop Bloomington Blythe Bonita Boulder Creek Brawley Brea Brentwood Brisbane Buellton Buena Park Burbank Burlingame -------------------------------------------------------------------------------- C Calabasas Calexico Calistoga Camarillo Cambria Campbell Canoga Park Canyon Country Capitola Carlsbad Carmel Carmel Valley Carmichael Carpinteria Carson Castro Valley Castroville Cathedral City Ceres Cerritos Chatsworth Chester Chico Chino Chino Hills Chowchilla Chula Vista Citrus Heights City of Industry Claremont Clayton Clearlake Cloverdale Clovis Coachella Coalinga Colton Colusa Compton Concord Corning Corona Corona Del Mar Coronado Corte Madera Costa Mesa Cotati Cottonwood Covina Crescent City Crestline Culver City Cupertino Cypress -------------------------------------------------------------------------------- D Daly City Dana Point Danville Davis Del Mar Delano Desert Hot Springs Diamond Bar Dinuba Dixon Downey Duarte Dublin -------------------------------------------------------------------------------- E El Cajon El Centro El Cerrito El Dorado Hills El Monte El Segundo El Sobrante Elk Grove Emeryville Encinitas Encino Escalon Escondido Eureka Exeter -------------------------------------------------------------------------------- F Fair Oaks Fairfax Fairfield Fallbrook Felton Fillmore Folsom Fontana Fort Bragg Fortuna Fountain Valley Fremont Fresno Fullerton -------------------------------------------------------------------------------- G Galt Garden Grove Gardena Gilroy Glendale Glendora Goleta Granada Hills Grand Terrace Granite Bay Grass Valley Greenbrae Gridley Grover Beach -------------------------------------------------------------------------------- H Hacienda Heights Half Moon Bay Hanford Harbor City Hawaiian Gardens Hawthorne Hayward Healdsburg Hemet Hermosa Beach Hesperia Highland Hollister Huntington Beach Huntington Park -------------------------------------------------------------------------------- I Imperial Beach Indio Inglewood Irvine -------------------------------------------------------------------------------- J Jackson -------------------------------------------------------------------------------- K Kelseyville Kerman King City Kings Beach Kingsburg -------------------------------------------------------------------------------- L La Canada Flintridge La Crescenta La Habra La Jolla La Mesa La Mirada La Palma La Puente La Quinta La Verne Lafayette Laguna Beach Laguna Hills Laguna Niguel Lake Arrowhead Lake Elsinore Lake Forest Lake Isabella Lakeport Lakeside Lakewood Lancaster Larkspur Lawndale Lemon Grove Lemoore Lincoln Lindsay Livermore Lodi Loma Linda Lomita Lompoc Long Beach Loomis Los Alamitos Los Altos Los Angeles Los Banos Los Gatos Los Osos Lower Lake Lynwood -------------------------------------------------------------------------------- M Madera Malibu Mammoth Lakes Manhattan Beach Manteca Marina Marina Del Rey Mariposa Martinez Marysville Maywood McKinleyville Mendocino Menlo Park Merced Middletown Mill Valley Millbrae Milpitas Mira Loma Mission Hills Mission Viejo Modesto Monrovia Montclair Montebello Monterey Monterey Park Montrose Moorpark Moraga Moreno Valley Morgan Hill Morro Bay Mount Shasta Mountain View Murrieta -------------------------------------------------------------------------------- N Napa National City Needles Nevada City Newark Newbury Park Newhall Newport Beach Nipomo Norco North Highlands North Hills North Hollywood Northridge Norwalk Novato -------------------------------------------------------------------------------- O Oakdale Oakhurst Oakland Oakley Oceanside Ojai Ontario Orange Orangevale Orinda Orland Oroville Oxnard -------------------------------------------------------------------------------- P Pacific Grove Pacific Palisades Pacifica Pacoima Palm Desert Palm Springs Palmdale Palo Alto Palos Verdes Peninsu Panorama City Paradise Paramount Pasadena Paso Robles Patterson Penn Valley Perris Petaluma Pico Rivera Pinole Pismo Beach Pittsburg Placentia Placerville Playa Del Rey Pleasant Hill Pleasanton Pomona Port Hueneme Porterville Poway -------------------------------------------------------------------------------- Q Quincy -------------------------------------------------------------------------------- R Ramona Rancho Cordova Rancho Cucamonga Rancho Mirage Rancho Palos Verdes Rancho Santa Fe Rancho Santa Margari Red Bluff Redding Redlands Redondo Beach Redwood City Reedley Reseda Rialto Richmond Ridgecrest Rio Linda Rio Vista Ripon Riverbank Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Running Springs -------------------------------------------------------------------------------- S Sacramento Saint Helena Salinas San Andreas San Anselmo San Bernardino San Bruno San Carlos San Clemente San Diego San Dimas San Fernando San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Lorenzo San Luis Obispo San Marcos San Marino San Mateo San Pablo San Pedro San Rafael San Ramon Sanger Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Fe Springs Santa Maria Santa Monica Santa Paula Santa Rosa Santa Ynez Santee Saratoga Sausalito Scotts Valley Seal Beach Seaside Sebastopol Selma Shafter Sherman Oaks Shingle Springs Sierra Madre Simi Valley Solana Beach Solvang Sonoma Sonora Soquel South El Monte South Gate South Lake Tahoe South Pasadena South San Francisco Spring Valley Stanton Stockton Studio City Suisun City Sun City Sun Valley Sunland Sunnyvale Susanville Sutter Creek Sylmar -------------------------------------------------------------------------------- T Taft Tahoe City Tarzana Tehachapi Temecula Temple City Templeton Thousand Oaks Torrance Trabuco Canyon Tracy Truckee Tujunga Tulare Turlock Tustin Twentynine Palms -------------------------------------------------------------------------------- U Ukiah Union City Upland -------------------------------------------------------------------------------- V Vacaville Valencia Vallejo Valley Center Valley Springs Valley Village Van Nuys Venice Ventura Victorville Visalia Vista -------------------------------------------------------------------------------- W Walnut Walnut Creek Wasco Watsonville Weaverville Weed West Covina West Hills West Hollywood West Sacramento Westlake Village Westminster Whittier Wildomar Willits Willows Wilmington Windsor Woodland Woodland Hills -------------------------------------------------------------------------------- Y Yorba Linda Yountville Yreka Yuba City Yucaipa Yucca Valley 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Alameda  www.acgov.org   
Alpine  www.co.alpine.ca.us  
Amador  www.co.amador.ca.us  
Butte  www.buttecounty.net  
Calaveras  
www.co.calaveras.ca.us  
Colusa  
www.colusacountyclerk.com  
Contra Costa  
www.co.contra-costa.ca.us  
Del Norte  
www.co.del-norte.ca.us  
El Dorado  
www.co.el-dorado.ca.us  
Fresno  www.co.fresno.ca.us  
Glenn  www.countyofglenn.net  
Humboldt  
www.co.humboldt.ca.us  
Imperial  www.co.imperial.ca.us  
Inyo  www.inyocounty.us  
Kern  www.co.kern.ca.us  
Kings  www.countyofkings.com  
Lake  www.co.lake.ca.us  
Lassen  www.co.lassen.ca.us  
Los Angeles  www.lacounty.info  
Madera  
www.madera-county.com  
Marin  www.co.marin.ca.us  
Mariposa  
www.mariposacounty.org  
Mendocino  
www.co.mendocino.ca.us  
Merced  www.co.merced.ca.us  
Modoc  www.modoccounty.us   
Mono  www.monocounty.ca.gov  
Monterey  
www.co.monterey.ca.us  
Napa  www.co.napa.ca.us  
Nevada  
www.mynevadacounty.com  
Orange  www.oc.ca.gov  
Placer  www.placer.ca.gov  
Plumas  
www.countyofplumas.com  
Riverside  
www.co.riverside.ca.us  
Sacramento  www.saccounty.net  
San Benito  
www.san-benito.ca.us  
San Bernardino  
www.co.san-bernardino.ca.us  
San Diego  
www.co.san-diego.ca.us  
San Francisco  www.ci.sf.ca.us  
San Joaquin  www.sjgov.org  
San Luis Obispo  
www.co.slo.ca.us  
San Mateo  
www.co.sanmateo.ca.us  
Santa Barbara  
www.countyofsb.org  
Santa Clara  www.sccgov.org  
Santa Cruz  
www.co.santa-cruz.ca.us  
Shasta  www.co.shasta.ca.us  
Sierra  www.sierracounty.ws  
Siskiyou  www.co.siskiyou.ca.us
 
Solano  www.co.solano.ca.us  
Sonoma  
www.sonoma-county.org  
Stanislaus  
www.co.stanislaus.ca.us  
Sutter  www.co.sutter.ca.us  
Tehama  
www.tehamacountyadmin.org  
Trinity  www.trinitycounty.org  
Tulare  www.co.tulare.ca.us  
Tuolumne  
www.tuolumnecounty.ca.gov   
Ventura  
www.countyofventura.org  
Yolo  www.yolocounty.org  
Yuba  www.co.yuba.ca.us  

A
Agoura Hills Alameda Alamo
Albany Alhambra Aliso Viejo
Alpine Altadena Alturas Anaheim
Anderson Angels Camp Antioch
Apple Valley Aptos Arcadia
Arcata Arnold Arroyo Grande
Artesia Atascadero Atwater
Auburn Avalon Azusa
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------------------------
B
Bakersfield Baldwin Park
Banning Barstow Beaumont Bell
Bell Gardens Bellflower Belmont
Belvedere Tiburon Benicia
Berkeley Beverly Hills Big Bear
City Big Bear Lake Bishop
Bloomington Blythe Bonita
Boulder Creek Brawley Brea
Brentwood Brisbane Buellton
Buena Park Burbank Burlingame
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------------------------
C
Calabasas Calexico Calistoga
Camarillo Cambria Campbell
Canoga Park Canyon Country
Capitola Carlsbad Carmel Carmel
Valley Carmichael Carpinteria
Carson Castro Valley Castroville
Cathedral City Ceres Cerritos
Chatsworth Chester Chico Chino
Chino Hills Chowchilla Chula
Vista Citrus Heights City of
Industry Claremont Clayton
Clearlake Cloverdale Clovis
Coachella Coalinga Colton Colusa
Compton Concord Corning Corona
Corona Del Mar Coronado Corte
Madera Costa Mesa Cotati
Cottonwood Covina Crescent City
Crestline Culver City Cupertino
Cypress
--------------------------------------------------------
------------------------
D
Daly City Dana Point Danville
Davis Del Mar Delano Desert Hot
Springs Diamond Bar Dinuba
Dixon Downey Duarte Dublin
--------------------------------------------------------
------------------------
E
El Cajon El Centro El Cerrito El
Dorado Hills El Monte El Segundo
El Sobrante Elk Grove Emeryville
Encinitas Encino Escalon
Escondido Eureka Exeter
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------------------------
F
Fair Oaks Fairfax Fairfield
Fallbrook Felton Fillmore Folsom
Fontana Fort Bragg Fortuna
Fountain Valley Fremont Fresno
Fullerton
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------------------------
G
Galt Garden Grove Gardena
Gilroy Glendale Glendora Goleta
Granada Hills Grand Terrace
Granite Bay Grass Valley
Greenbrae Gridley Grover Beach
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------------------------
H
Hacienda Heights Half Moon Bay
Hanford Harbor City Hawaiian
Gardens Hawthorne Hayward
Healdsburg Hemet Hermosa
Beach Hesperia Highland
Hollister Huntington Beach
Huntington Park
--------------------------------------------------------
------------------------
I
Imperial Beach Indio Inglewood
Irvine
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------------------------
J
Jackson
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------------------------
K
Kelseyville Kerman King City
Kings Beach Kingsburg
--------------------------------------------------------
------------------------
L
La Canada Flintridge La
Crescenta La Habra La Jolla La
Mesa La Mirada La Palma La
Puente La Quinta La Verne
Lafayette Laguna Beach Laguna
Hills Laguna Niguel Lake
Arrowhead Lake Elsinore Lake
Forest Lake Isabella Lakeport
Lakeside Lakewood Lancaster
Larkspur Lawndale Lemon Grove
Lemoore Lincoln Lindsay
Livermore Lodi Loma Linda
Lomita Lompoc Long Beach
Loomis Los Alamitos Los Altos
Los Angeles Los Banos Los
Gatos Los Osos Lower Lake
Lynwood
--------------------------------------------------------
------------------------
M
Madera Malibu Mammoth Lakes
Manhattan Beach Manteca
Marina Marina Del Rey Mariposa
Martinez Marysville Maywood
McKinleyville Mendocino Menlo
Park Merced Middletown Mill
Valley Millbrae Milpitas Mira
Loma Mission Hills Mission Viejo
Modesto Monrovia Montclair
Montebello Monterey Monterey
Park Montrose Moorpark Moraga
Moreno Valley Morgan Hill Morro
Bay Mount Shasta Mountain View
Murrieta
--------------------------------------------------------
------------------------
N
Napa National City Needles
Nevada City Newark Newbury
Park Newhall Newport Beach
Nipomo Norco North Highlands
North Hills North Hollywood
Northridge Norwalk Novato
--------------------------------------------------------
------------------------
O
Oakdale Oakhurst Oakland
Oakley Oceanside Ojai Ontario
Orange Orangevale Orinda
Orland Oroville Oxnard
--------------------------------------------------------
------------------------
P
Pacific Grove Pacific Palisades
Pacifica Pacoima Palm Desert
Palm Springs Palmdale Palo Alto
Palos Verdes Peninsu Panorama
City Paradise Paramount
Pasadena Paso Robles Patterson
Penn Valley Perris Petaluma Pico
Rivera Pinole Pismo Beach
Pittsburg Placentia Placerville
Playa Del Rey Pleasant Hill
Pleasanton Pomona Port
Hueneme Porterville Poway
--------------------------------------------------------
------------------------
Q
Quincy
--------------------------------------------------------
------------------------
R
Ramona Rancho Cordova Rancho
Cucamonga Rancho Mirage
Rancho Palos Verdes Rancho
Santa Fe Rancho Santa Margari
Red Bluff Redding Redlands
Redondo Beach Redwood City
Reedley Reseda Rialto Richmond
Ridgecrest Rio Linda Rio Vista
Ripon Riverbank Riverside
Rocklin Rohnert Park Rosemead
Roseville Rowland Heights
Running Springs
--------------------------------------------------------
------------------------
S
Sacramento Saint Helena Salinas
San Andreas San Anselmo San
Bernardino San Bruno San Carlos
San Clemente San Diego San
Dimas San Fernando San
Francisco San Gabriel San
Jacinto San Jose San Juan
Capistrano San Leandro San
Lorenzo San Luis Obispo San
Marcos San Marino San Mateo
San Pablo San Pedro San Rafael
San Ramon Sanger Santa Ana
Santa Barbara Santa Clara Santa
Clarita Santa Cruz Santa Fe
Springs Santa Maria Santa
Monica Santa Paula Santa Rosa
Santa Ynez Santee Saratoga
Sausalito Scotts Valley Seal
Beach Seaside Sebastopol Selma
Shafter Sherman Oaks Shingle
Springs Sierra Madre Simi Valley
Solana Beach Solvang Sonoma
Sonora Soquel South El Monte
South Gate South Lake Tahoe
South Pasadena South San
Francisco Spring Valley Stanton
Stockton Studio City Suisun City
Sun City Sun Valley Sunland
Sunnyvale Susanville Sutter
Creek Sylmar
--------------------------------------------------------
------------------------
T
Taft Tahoe City Tarzana Tehachapi
Temecula Temple City Templeton
Thousand Oaks Torrance Trabuco
Canyon Tracy Truckee Tujunga
Tulare Turlock Tustin Twentynine
Palms
--------------------------------------------------------
------------------------
U
Ukiah Union City Upland
--------------------------------------------------------
------------------------
V
Vacaville Valencia Vallejo Valley
Center Valley Springs Valley
Village Van Nuys Venice Ventura
Victorville Visalia Vista
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------------------------
W
Walnut Walnut Creek Wasco
Watsonville Weaverville Weed
West Covina West Hills West
Hollywood West Sacramento
Westlake Village Westminster
Whittier Wildomar Willits Willows
Wilmington Windsor Woodland
Woodland Hills
--------------------------------------------------------
------------------------
Y
Yorba Linda Yountville Yreka
Yuba City Yucaipa Yucca Valley
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IT’S THE LAW-Designation Discrimination is Illegal [FIRREA, Sec. 564.6]:  Professional
Association Membership: Membership in an appraisal organization:  A State Certified
General Appraiser may not be excluded from consideration for an assignment for a
federally related transaction by virtue of membership or lack of membership in any
particular appraisal organization
(Including the Appraisal Institute  (AKA mai)

From Gold Rush to Golden State
The first federal census conducted in
California in 1860 counted 308,000 residents--population had
almost tripled since 1847. While gold mining was still an important factor in the state economy,
Californians were finding other ways to earn a living. By the mid 1850s, the state's farms had made
California self-sufficient in raising wheat. Cattle ranching flourished, and by 1860, local ranches
produced four times as many cows as they had in 1848. Still, everyone in the booming state was
painfully aware of the difficulties of bringing goods in and sending them out: there was still no rail
link to the eastern United States.

Illustration XVI: In the heart of Chinatown, San Francisco, 1892. Stereo, Underwood & Underwood,
1902. LC-USZ62-70338. #47088  
There were other, more ominous signs of the transition from the Gold Rush boom to the problems
of a permanent society. Even in the 1850s, as the limits of the gold bonanza for single, independent
miners became apparent, white "American" miners were resentful of the other national groups
represented in the camps. While they usually accepted non-English-speaking Europeans, they had
less tolerance for Latin American miners and none at all for Chinese. In 1850, the new California
legislature adopted a Foreign Miners License Law, charging all non-U.S. citizens $20 per month.
This fee proved unreasonably high, and the law was repealed the next year. Before the law was
repealed, however, many Chinese left the mining camps, moving to San Francisco, where they
soon established themselves in the city's business community and created America's first
"Chinatown." But many more came to the "Mountain of Gold." The height of Gold Rush immigration
came in 1852: of the 67,000 people who came to California that year, 20,000 were from China.
Chinese miners who continued their search for gold found increasingly harsh treatment at the
hands of their fellow miners. The legislature adopted a new foreign miners' tax of $4 per month, and
anti-Chinese feeling surfaced in many mining camps.

At last the railroads came, and the end of California's physical isolation from the rest of the United
States not only changed the economy but altered anti-Chinese attitudes. Debate on the route of a
transcontinental railroad was unable to overcome disagreement over whether the railway should
follow a northern or a southern path, until the coming of the Civil War in 1861. With the slave states
part of the Confederacy, this sectional stumbling block vanished. Indeed, the construction of the
railroad may have been the most important immediate effect of that war on California. Although a
California battalion served in Virginia and other California troops were sent to New Mexico, most
volunteers who enlisted never left the state and spent their military service guarding federal
installations. California wheat and wool from California sheep did their part for the Union effort as
well.

In January 1863 work began on the Central Pacific line that was to run east from Sacramento and
link California with the East. On May 10, 1869, at Promontory Point, Utah, it joined its sister road
extending from the East, the Union Pacific. But completion of the Central Pacific rested on the use
of Chinese laborers. At one time, more than 10,000 Chinese worked on the line. White workers
proved unreliable, unwilling to face the dangers and grueling work when rumors of new gold and
silver strikes promised easier alternatives. The Chinese, on the other hand, demonstrated physical
courage and intellectual resourcefulness in meeting the challenges of laying track and handling the
high explosives needed to blast routes through the Sierras. Many also helped build the Northwest
Pacific and Southern Pacific lines. In 1870, there were 63,000 Chinese in the United States, almost
all in California.

The railroads the Chinese built, however, contributed to a situation in which racial bias became still
more ugly. As railroads spread throughout the state, California's economy and population patterns
quickly changed. Easy access to rail lines made citrus growing and other large scale agricultural
pursuits an important element in the state economy.

Illustration XVII: Orange Pickers, Los Angeles, ca. 1895. Stereo, Kilburn. LC- USZ62-78372.
#25467  
Farming in California never resembled the model seen in the Midwest or the Plains, where
homesteaders could acquire cheap government land for family farms. Once it became clear that the
United States would control California in 1846, the Mexican governor Pío Pico hurriedly signed 800
land grants, giving them fraudulent dates so that they would appear to precede the American
takeover. Even earlier land grants tended to be vague and contradictory in wording, no matter what
other claims they had to validity, and this meant that much of the best land for farming and ranching
lay with old grants that were to be challenged in the courts over decades. Only the well-to-do could
afford to spend this much time and money, and would-be small farmers usually had to content
themselves with being squatters or giving up their dreams. This pattern was strengthened with the
coming of the major rail lines: much of the remaining public land went to the railroads as subsidies
for constructing their lines.

Farming in California was therefore always commercial farming, the patterns of land ownership
reinforced by the need to invest substantial money in irrigation and reclamation. Irrigation, in turn,
did not become feasible during the boom of canals and stream diversion in mining. Thus it was not
until the 1860s that large scale, irrigated farming became common. When major rail construction
ended in the early 1870s, Chinese laborers moved easily into agriculture, proving themselves
skilled farm workers and enterprising operators of small garden farms of their own. The expansion
of irrigation canals in Southern California also drew the Chinese to these farms, making this group
of immigrants a statewide phenomenon.

Accordingly, hostility to the Chinese spread from the northern mining camps to farming regions and
factory sites throughout the state. Anti-Chinese sentiment was exacerbated by the fact that the
transcontinental railroad had ended California's comparative insulation from economic cycles in the
rest of the United States. A national depression in the mid 1870s struck California, where labor
leaders like Denis Kearney fired anti-Chinese feeling. In 1882, Congress passed the first Chinese
Exclusion Act, which barred further Chinese immigration for ten years.

What, in the world, are they Doing wRONG? Appraisal Institute suffers another loss! "AI commercial
database bites the dust." Appraisal Institute (AI) will be closing down the AI Commercial Database
on November 1, 2005.

Alameda  www.acgov.org   
Alpine  www.co.alpine.ca.us  
Amador  www.co.amador.ca.us  
Butte  www.buttecounty.net  
Calaveras  www.co.calaveras.ca.us  
Colusa  www.colusacountyclerk.com  
Contra Costa  www.co.contra-costa.ca.us  
Del Norte  www.co.del-norte.ca.us  
El Dorado  www.co.el-dorado.ca.us  
Fresno  www.co.fresno.ca.us  
Glenn  www.countyofglenn.net  
Humboldt  www.co.humboldt.ca.us  
Imperial  www.co.imperial.ca.us  
Inyo  www.inyocounty.us  
Kern  www.co.kern.ca.us  
Kings  www.countyofkings.com  
Lake  www.co.lake.ca.us  
Lassen  www.co.lassen.ca.us  
Los Angeles  www.lacounty.info  
Madera  www.madera-county.com  
Marin  www.co.marin.ca.us  
Mariposa  www.mariposacounty.org  
Mendocino  www.co.mendocino.ca.us  
Merced  www.co.merced.ca.us  
Modoc  www.modoccounty.us   
Mono  www.monocounty.ca.gov  
Monterey  www.co.monterey.ca.us  
Napa  www.co.napa.ca.us  
Nevada  www.mynevadacounty.com  
Orange  www.oc.ca.gov  
Placer  www.placer.ca.gov  
Plumas  www.countyofplumas.com  
Riverside  www.co.riverside.ca.us  
Sacramento  www.saccounty.net  
San Benito  www.san-benito.ca.us  
San Bernardino  www.co.san-bernardino.ca.us  
San Diego  www.co.san-diego.ca.us  
San Francisco  www.ci.sf.ca.us  
San Joaquin  www.sjgov.org  
San Luis Obispo  www.co.slo.ca.us  
San Mateo  www.co.sanmateo.ca.us  
Santa Barbara  www.countyofsb.org  
Santa Clara  www.sccgov.org  
Santa Cruz  www.co.santa-cruz.ca.us  
Shasta  www.co.shasta.ca.us  
Sierra  www.sierracounty.ws  
Siskiyou  www.co.siskiyou.ca.us  
Solano  www.co.solano.ca.us  
Sonoma  www.sonoma-county.org  
Stanislaus  www.co.stanislaus.ca.us  
Sutter  www.co.sutter.ca.us  
Tehama  www.tehamacountyadmin.org  
Trinity  www.trinitycounty.org  
Tulare  www.co.tulare.ca.us  
Tuolumne  www.tuolumnecounty.ca.gov   
Ventura  www.countyofventura.org  
Yolo  www.yolocounty.org  
Yuba  www.co.yuba.ca.us  

A
Agoura Hills Alameda Alamo Albany Alhambra Aliso Viejo Alpine Altadena Alturas Anaheim
Anderson Angels Camp Antioch Apple Valley Aptos Arcadia Arcata Arnold Arroyo Grande Artesia
Atascadero Atwater Auburn Avalon Azusa
--------------------------------------------------------------------------------
B
Bakersfield Baldwin Park Banning Barstow Beaumont Bell Bell Gardens Bellflower Belmont
Belvedere Tiburon Benicia Berkeley Beverly Hills Big Bear City Big Bear Lake Bishop Bloomington
Blythe Bonita Boulder Creek Brawley Brea Brentwood Brisbane Buellton Buena Park Burbank
Burlingame
--------------------------------------------------------------------------------
C
Calabasas Calexico Calistoga Camarillo Cambria Campbell Canoga Park Canyon Country Capitola
Carlsbad Carmel Carmel Valley Carmichael Carpinteria Carson Castro Valley Castroville Cathedral
City Ceres Cerritos Chatsworth Chester Chico Chino Chino Hills Chowchilla Chula Vista Citrus
Heights City of Industry Claremont Clayton Clearlake Cloverdale Clovis Coachella Coalinga Colton
Colusa Compton Concord Corning Corona Corona Del Mar Coronado Corte Madera Costa Mesa
Cotati Cottonwood Covina Crescent City Crestline Culver City Cupertino Cypress
--------------------------------------------------------------------------------
D
Daly City Dana Point Danville Davis Del Mar Delano Desert Hot Springs Diamond Bar Dinuba Dixon
Downey Duarte Dublin
--------------------------------------------------------------------------------
E
El Cajon El Centro El Cerrito El Dorado Hills El Monte El Segundo El Sobrante Elk Grove Emeryville
Encinitas Encino Escalon Escondido Eureka Exeter
--------------------------------------------------------------------------------
F
Fair Oaks Fairfax Fairfield Fallbrook Felton Fillmore Folsom Fontana Fort Bragg Fortuna Fountain
Valley Fremont Fresno Fullerton
--------------------------------------------------------------------------------
G
Galt Garden Grove Gardena Gilroy Glendale Glendora Goleta Granada Hills Grand Terrace
Granite Bay Grass Valley Greenbrae Gridley Grover Beach
--------------------------------------------------------------------------------
H
Hacienda Heights Half Moon Bay Hanford Harbor City Hawaiian Gardens Hawthorne Hayward
Healdsburg Hemet Hermosa Beach Hesperia Highland Hollister Huntington Beach Huntington Park
--------------------------------------------------------------------------------
I
Imperial Beach Indio Inglewood Irvine
--------------------------------------------------------------------------------
J
Jackson
--------------------------------------------------------------------------------
K
Kelseyville Kerman King City Kings Beach Kingsburg
--------------------------------------------------------------------------------
L
La Canada Flintridge La Crescenta La Habra La Jolla La Mesa La Mirada La Palma La Puente La
Quinta La Verne Lafayette Laguna Beach Laguna Hills Laguna Niguel Lake Arrowhead Lake
Elsinore Lake Forest Lake Isabella Lakeport Lakeside Lakewood Lancaster Larkspur Lawndale
Lemon Grove Lemoore Lincoln Lindsay Livermore Lodi Loma Linda Lomita Lompoc Long Beach
Loomis Los Alamitos Los Altos Los Angeles Los Banos Los Gatos Los Osos Lower Lake Lynwood
--------------------------------------------------------------------------------
M
Madera Malibu Mammoth Lakes Manhattan Beach Manteca Marina Marina Del Rey Mariposa
Martinez Marysville Maywood McKinleyville Mendocino Menlo Park Merced Middletown Mill Valley
Millbrae Milpitas Mira Loma Mission Hills Mission Viejo Modesto Monrovia Montclair Montebello
Monterey Monterey Park Montrose Moorpark Moraga Moreno Valley Morgan Hill Morro Bay Mount
Shasta Mountain View Murrieta
--------------------------------------------------------------------------------
N
Napa National City Needles Nevada City Newark Newbury Park Newhall Newport Beach Nipomo
Norco North Highlands North Hills North Hollywood Northridge Norwalk Novato
--------------------------------------------------------------------------------
O
Oakdale Oakhurst Oakland Oakley Oceanside Ojai Ontario Orange Orangevale Orinda Orland
Oroville Oxnard
--------------------------------------------------------------------------------
P
Pacific Grove Pacific Palisades Pacifica Pacoima Palm Desert Palm Springs Palmdale Palo Alto
Palos Verdes Peninsu Panorama City Paradise Paramount Pasadena Paso Robles Patterson Penn
Valley Perris Petaluma Pico Rivera Pinole Pismo Beach Pittsburg Placentia Placerville Playa Del
Rey Pleasant Hill Pleasanton Pomona Port Hueneme Porterville Poway
--------------------------------------------------------------------------------
Q
Quincy
--------------------------------------------------------------------------------
R
Ramona Rancho Cordova Rancho Cucamonga Rancho Mirage Rancho Palos Verdes Rancho
Santa Fe Rancho Santa Margari Red Bluff Redding Redlands Redondo Beach Redwood City
Reedley Reseda Rialto Richmond Ridgecrest Rio Linda Rio Vista Ripon Riverbank Riverside
Rocklin Rohnert Park Rosemead Roseville Rowland Heights Running Springs
--------------------------------------------------------------------------------
S
Sacramento Saint Helena Salinas San Andreas San Anselmo San Bernardino San Bruno San
Carlos San Clemente San Diego San Dimas San Fernando San Francisco San Gabriel San Jacinto
San Jose San Juan Capistrano San Leandro San Lorenzo San Luis Obispo San Marcos San
Marino San Mateo San Pablo San Pedro San Rafael San Ramon Sanger Santa Ana Santa Barbara
Santa Clara Santa Clarita Santa Cruz Santa Fe Springs Santa Maria Santa Monica Santa Paula
Santa Rosa Santa Ynez Santee Saratoga Sausalito Scotts Valley Seal Beach Seaside Sebastopol
Selma Shafter Sherman Oaks Shingle Springs Sierra Madre Simi Valley Solana Beach Solvang
Sonoma Sonora Soquel South El Monte South Gate South Lake Tahoe South Pasadena South San
Francisco Spring Valley Stanton Stockton Studio City Suisun City Sun City Sun Valley Sunland
Sunnyvale Susanville Sutter Creek Sylmar
--------------------------------------------------------------------------------
T
Taft Tahoe City Tarzana Tehachapi Temecula Temple City Templeton Thousand Oaks Torrance
Trabuco Canyon Tracy Truckee Tujunga Tulare Turlock Tustin Twentynine Palms
--------------------------------------------------------------------------------
U
Ukiah Union City Upland
--------------------------------------------------------------------------------
V
Vacaville Valencia Vallejo Valley Center Valley Springs Valley Village Van Nuys Venice Ventura
Victorville Visalia Vista
--------------------------------------------------------------------------------
W
Walnut Walnut Creek Wasco Watsonville Weaverville Weed West Covina West Hills West
Hollywood West Sacramento Westlake Village Westminster Whittier Wildomar Willits Willows
Wilmington Windsor Woodland Woodland Hills
--------------------------------------------------------------------------------
Y
Yorba Linda Yountville Yreka Yuba City Yucaipa Yucca Valley


THE CALM BEFORE THE STORM!
Appraisal Institute's (
mai) Top Dog (John Ross, CEO) Jumps Ship
Ross: "After nine years with the organization,
I feel that the timing is good for me to explore
other opportunities
."  

Ross: "
I’d like to see the organization (the appraisal institute) strengthen its ties with the
academic community
. The profession needs to focus now on developing more theoretically based
tools and on things like
behavioral finance and economics – which is ultimately what dictates the
operation of markets. I’ve often stated that the mark of any profession is in the development of new
theory, and in my estimation
there have been few, if any, advances in this regard in the
appraisal profession for the last 25 years or more
. I’d like to see the Appraisal Institute more
involved in some way in such thought creation."

Are predetermined Appraisal ADJUSTMENTS Legal/Ethical?  Please see attached
Predetermined adjustments provided by
Curtis - Rosenthal, Inc. (MAI Appraiser Los
Angeles) LLC. an MAI Firm.  You be the judge and get back with us or call them for this
years update.  If your property was acquired by the Los Angeles World Airport (LAWA) you
had better read this!

"Posted by Appraisal Police on July 10, 2006 at 00:33:42:
In Reply to: Predetermined Adjustments posted by Cochise on July 09, 2006 at 19:26:17:
Fannie Mae Single Family Selling Guide
Part XI: Property and Appraisal Guidelines
XI, Chapter 4: Reviewing the Appraisal Report (11/08/04)
XI, 406: Sales Comparison Approach to Value (01/31/06)
XI, 406.03: Adjustments to Comparable Sales (06/30/02)
Each comparable sale that is used in the sales comparison approach to value must be analyzed for
differences and similarities between it and the property that is being appraised. The appraiser must
base his or her analysis and any adjustments to the comparable sales on the market data for the
particular neighborhood and for competing locat1ons—not on predetermined or assumed dollar
adjustments. If an appraiser's adjustments to comparable sales (or the reconciliation of the
comparable sales) are based on unsupported assumptions or personal opinion that cannot be
supported by market data, poor quality appraisals that could have a
discriminatory effect may
result."

<Los Angeles and Southern California,  Real Estate Appraiser Los Angeles, Forensic Appraiser Los Angeles,
Forensic Appraisal, Commercial appraisal, Curtis-Rosenthal Inc.  real estate appraiser & consultant, Expert
Witness, Real Estate consultant, LA, L.A., Southern California, commercial appraiser, appraiser los angeles, real
estate appraiser,  condemnation appraiser,  la commercial appraiser, ca commercial appraiser, Real Estate
Appraiser, Real Estate Appraiser Los Angeles, Commercial Appraisal Services,>

Services: Eminent Domain appraiser appraisal, The Harris Company REA/C
(commercial appraiser los angeles, inverse condemnation appraiser,  expert witness real estate, real property,
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real estate  land los angeles, commercial real estate inspectors, real estate brokers, los angeles, real estate
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Commercial appraisal, Restaurant, Apartment, VANDEMA, Southern California Commercial Real Estate,
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Hot Springs, Murrieta, Norco Canyon Lake, Perris,  Rancho Mirage, Banning

Dateline:
INTERNATIONAL RIGHT OF WAY ASSOCIATION (IRWA)
Chapter 1 –Los Angeles County
2006 Annual Fall Seminar

Tuesday, October 24, 2006
Quiet Cannon, Montebello, CA

The Los Angeles World Airport's (LAWA) Director of Economic Development admits that the Manchester Square
“Voluntary Purchase” Program is a part of LAWA’s Master Plan.   This statement was supported by one staff
member who presented maps indicating that this area has been set aside for parking.  

This Freudian slip of the tough could have major legal consequences since under the agencies “voluntary purchase
program” homeowners were not paid Fair Market Value which is “the highest price” required by State Law in
condemnation cases.   

For years Vivian Howell, an IRWA and LAWA mucky muck, has stated that we are not going to pay them “the
highest price” because this is a voluntary program.  

This in addition to using unethical appraisal practices like using unqualified appraisal trainees, consultants
colluding on values, standardized comparable adjustments, and in some cases- appraising of property based
upon it's existing use, rather than it's “highest and best use.”   It is estimated that these combined, secret practices,
have cost property owners millions.

The Director also stated that he foresaw a number of inverse condemnation cases being filed against the agency,
by current residents, because the LAWA project has left their neighborhood in a shambles.

If you are a homeowner, property, or seller of property to LAWA in this area we strongly suggest that you contact a
qualified Real Estate Condemnation Attorney, or Relocation Expert, and demand a full hearing into these issues.  


Cochise
Commercial Appraiser



Posted by Cochise
Commercial Appraiser
It appears that discrimination is something that the Appraisal Institute knows a lot about.  In fact
they use to be called T
he American Institute of Real Estate Appraisers until they were sued, for
discrimination, by the Federal Government.  They then changed their name to the Appraisal
Institute, same pig, different shade of lipstick.
 (The MAI Appraiser Standard,  Larry A Mc Coy,
MAI)  Application Local governments are not immune from proscriptions of Title VIII, and may be
sued. United States v Black Jack ... provides for actions against states and political subdivisions as
well as actions against private transactions and practices; comprehensive purpose of Fair Housing
Act)... would be diluted if it were to apply only to actions of private individuals and entities. ... applies
to appraisers of real estate. United States v American Institute of Real Estate Appraisers etc.
(1977, ND Ill) 442 F Supp 1072, 24 FR Serv 2d 880, app dismd (CA7 Ill) 590 F2d 242, 48 ALR Fed
657. 42 USCS ? 3604(a, b, d)’

How many errors can you find in this appraisal prepared by Jeffrey T. Nagasaki, MAI of Lea
Associates.  They also perform similar low quality work for the Los Angeles Unified School District
and the County of Los Angeles. (Condemnation Appraiser, Inverse Condemnation Appraiser)

HOW TO CONDUCT A MAI (MADE AS INSTRUCTED?) APPRAISAL
Quote from David Rosenthal, MAI
Here are some tips from seasoned practitioner, David Rosenthal, MAI (Managing Director of Curtis-
Rosenthal, LLC) that can help make your next appraisal experience easy and productive.

"4.  
Supply all of your market data, up front. Nothing says that your appraiser has to
independently find all of the relevant market information. Data is data, so make the job easier and
share any market data that you have already
developed. The appraiser will decide which data to
use and how to best use it. Give your appraiser a running start with the benefit of your advance
research."

The  Great Texas Bank Job
"The FIRREA Cover Up - FDIC / RTC   The South West Scam
The  Whitewaters  &  Castle Grandes  of   Texas  and   ALL  Across  America
The S&L Gold Rush - The Lack Of Public Accounting

If the bank’s board of directors were the ones doing the looting, however, they readily hired a pliant
appraiser to cook up whatever appraisal value they wanted.  Behind every fraudulent loan was a
fraudulent appraisal.  It is nearly impossible for appraisers to render independent appraisals if the
people hiring them do not want one.  When I was in public accounting, auditors joked that MAI stood
for “Made As Instructed.”  The commercial appraisals were largely worthless because they were not
independently rendered.  It is so obvious that it should be beneath mention, but that situation still
exists.  

Even if the bank could not find a bona fide buyer, it was supposed to write down the property to fair
market value on the books, taking the loss on its financial statements.  The S&L industry, however,
was in dire straits.  Reporting a commercial loss on the deal would not look good, and might get
bank regulators, auditors and others asking questions.  Here is what the bank did to hide its loss.  
Another developer showed up, with similar delusions of grandeur and an equally pitiful pipedream,
except his was twice as large.  He wanted a $6 million construction loan.  The bank hired an
appraiser to concoct the appraisal for the original empty strip mall that valued it at $5 million, even
higher than the original pie-in-the-sky price tag that the original developer dreamed up.  
The MAI
commercial appraiser would appraise it for whatever number the bank wanted.
 The bank
would tell the second developer that it would loan him the $6 million if he would buy the empty strip
mall for $5 million.  The bank would loan the developer the money to make the down payment on
the empty strip mall, and the first two years of loan payments.  The developer never got his hands
on that money, but the bank held it in escrow, taking the money out of the commercial account to
make the down payment and loan payments.

When the bank made the $6 million commercial construction loan to the second developer, and
played internal accounting games to concoct the “sale” of the first strip mall, instead of recording
the $1 million loss, it recorded a $2 million gain, had a new performing loan on the first strip mall,
and the loan was guaranteed to have loan payments made on it for two years.  Here is a chart to
show how the commercial bank hid the loss.

Original loan
$3,000,000

Second MAI  and sale price to second developer  $5,000,000

Gain on phony sale to second developer
$2,000,000

So, with some fancy games and pliant appraisers, the commercial bank recorded a $2 million gain
on its deal making.  The reality, however, was that $9 million had gone out the door, the bank was
paying 15% interest to depositors, and no money was coming in, not even interest payments. "

KEEP UP THE GOOD WORK (MAI-Made as Instructed Appraisers? Commercial Appraisers?)
1. The Defendants Improperly Used Bargain Sale Transactions to Conceal the True Financial
Condition of Defendant Church Extension  30. From at least 1996 to at least April 2002, the
Defendants and others engaged in a scheme to conceal Defendant Church Extension's mounting
financial difficulties in order to, among other things, entice investors to invest and/or reinvest.
Specifically, the Defendants and others improperly used bargain sale transactions to generate false
paper income by recognizing the difference between the price paid by Defendant Church Extension
and/or United Management and falsely inflated appraisal values as non-cash contributions. Some
of appraisers used in connection with the bargain sale transactions were
Members of the Appraisal
Institute, i.e., MAI appraisals. The appraisals used by the Defendants and others were false for
several reasons, including, but not limited to: a) the use of overstated net-operating income figures,
which formed the basis of some appraisals; b) the failure to account for the limited real-estate
market of some of the properties, due to federal regulations and private covenants; and c) the
failure to account for potential environmental hazards on some of the real-estate properties.
Significantly, because inflated appraisal values were used, the price paid by Defendants Church
Extension and/or United Management was a much closer reflection of the actual value of the
properties than the inflated appraisal values. Thus, as a result of using falsely inflated appraisal
values, the Defendants and others artificially increased the amount of non-cash contributions that
Defendants Church Extension and/or United Management recognized as income.

2. Plaintiff notified Defendant on May 25, 2004 that it was exercising its option to purchase the
property. Being in agreement that Plaintiff had the right to purchase the property, the parties agreed
to determine the purchase price by each engaging an appraiser who was a member of the

Appraisal
Institute (MAI), with the purchase price to be the average of the two appraisals. Plaintiff engaged
an appraiser from Atlanta, Georgia, while Defendant retained an appraiser from Nashville,
Tennessee. The two appraisals were significantly different. The appraised value determined by
Plaintiff’s appraiser was $1,470,000. The value as determined by Defendant’s appraiser was
$2,375,000.

3. Therefore, on the basis of our review of the record, we conclude that the court properly
determined that the plaintiff had met its burden of showing that the city's assessor (jOHN lEARY,
mai) had overvalued the subject property and that such a finding was legally and logically correct
and supported by the evidence before the court.

4. The town’s appraiser, Christopher K. Kerin (Kerin)
MAI, determined that the fair market value
of the subject property on the October 1, 1995 grand list was as follows:
Land $4,825,000
Site improvements 1,000,000
Main building 9,175,000
__________
$15,000,000

Our determination (trier of fact) of value of the subject property, as of October 1, 1995 is as
follows:
Land $4,825,000
Site improvements 1,000,000
Building 5,239,819
___________
Total $11,064,819

5. "As a residential review appraiser with 14 years experience, I see appraiser fraud weekly," says a
northeastern appraiser who says he is working with the FBI.  At the same time I was turning in these
17 fraud reports, I was warned by a prominent Appraisal Institute member not to submit those of a
certain ethnic race appraiser because he was well politically entrenched and it could backfire on
me," notes the source. "Also, at the same time, I confided in a local Member of the
Appraisal
Institute (MAI)
about the appraisal fraud both in my local area and inside his local AI
residential membership.
This MAI later told me to be careful because I could die by the same
sword I was wielding (a professional death, not physical death)."

6.  False Appraisals
I'm looking at an
MAI (commercial appraiser) appraisal right now from one of the most respected
appraisers in our area that I know has been influenced in several ways (the appraisal has been
influenced, not him). The representations from the owner of the property concerning zoning,
development, potential purchase offers and comparable sales have boosted the value.

7.  Inclosed is a bound hardcopy of the complaint I previously filed with the
North Carolina Appraisal Board against
John K. Weaver, MAI, (a.k.a. "Jack"
Weaver, commercial appraiser) who is the Deputy Director and Chief Investigator of the North
Carolina Appraisal Board (NCAB). (This complaint text is also available
online at www.boardwatch.org/htmfiles/complainttext1.htm .) Copies of Mr.
Weaver's complete research files are also inclosed in "bound report format,"
as are copies of four appraisal reports on the subject property in question
at the NCAB hearing in question.
The NCAB sat on the complaint for many months and then participated in a scam
to "sweep the complaint under the rug." Following in this letter is text
extracted from a post I made 11/16/2001 to an online discussion group for
real estate appraisers across the country (www.AppraisersForum.com) which
explains and documents the response of the NCAB. (The full post can be found
at http://appraisersforum.com/bbs/index.cgi?read=20707 .) Also included is a
printout of a website page from www.BoardWatch.org (via the "FAQ" hyperlink
from the homepage) which provides a very brief overview of the whole
situation. As the NCAB shirked its responsibilities in the matter, I am now
asking the Appraisal Institute to investigate the behavior of this Institute
member.

(Commercial Real Estate Appraiser, Los Angeles,  Commercial Appraisal Services, and Commercial
Appraiser)

8. The behavior of this
Member of the Appraisal Institute (MAI) is unacceptable if not outrageous.
I've heard no one suggest otherwise. I dislike putting it this bluntly, but here it is in a nutshell: For
the sake of preserving or regaining integrity in North Carolina appraising, it has become necessary
to put the Appraisal Institute to the test. The questions are these:
Is the Appraisal Institute part of the problem in North Carolina?
Is the AI an enabler?

9.   If memory serves me correctly, it was members of the
Appraisal Institute (the self proclaimed
leader of appraisal association, designated with the "prestigious" MAI that were co-conspirators of
the S&L crisis.
Industry organizations are concerned with one thing: their own survival. With appraisal
organizations competing for members, they are more focused on their own self preservation than
on the betterment of the industry as a whole.

Originally posted by RStrahan@Jan 28 2005, 03:28 PM
The various trade associations are impotent. The members of the Appraisal Foundation only count
as one vote, so they are regularly outnumbered by the members of the very industry that promotes
appraisal fraud.
I believe that a merging of organizations is a necessity. However, I explicitely exclud the AI. The AI
has regularly supported AVMs and stood against the interests of the general practice appraiser, so
it is not longer a viable force for change in the industry. In fact, they have often sided with the
lending industry against the rest of the appraisal organizations.

Again, Roger hits it on the nose. An organzation that is purported to be in existance for the
appraiser. Today, likely 99% of all residential appraisals are communicated to the lender and/or
clients via email or the internet. We most commonly transmit these in .pdf format since Adobe
Acrobat Reader is readily available to all at no cost. Several lenders want appraisals delivered in
what is called AI (Appraisal Institute) ready format. This data format completely rearranges the data
structure of the report. The data is thought to be disseminated into their AVM database. No one but
the insiders can prove this, however this format also does something else which is very disturbing.
The appraiser's digital signature is removed from the report itself and transmitted as a separate .
jpg file. This comprimises the security of the report allowing the possibility of data to be changed. It
is a violation of USPAP for an appraiser to knowingly comprimise the security of their digital
signatures/reports.

Who would have thought? To comply with the Appraisal Institute brand of appraisal delivery, one
has to violate USPAP.

10.  Is this accepting an appraisal with a predetermined value?
Hello Curtis,
A member of Appraisal Data Connection is searching for market data.
Diane Gilbert, MAI, (Appraisal Institute, commercial real estate appraiser) is appraising a proposed
60,000 square foot upscale
residential mansion near Orlando, Florida (yes, that's 60,000 square
feet!)  
The property is located along the popular Butler Chain of Lakes and will
have numerous atypical amenities including an indoor and outdoor pool, a
bowling alley, indoor skating rink, a huge ballroom and colonnade, media
rooms, 2-story library, 10 bedroom suites, and staff quarters.
Diane is looking for sales of similar huge top quality residential
properties anywhere in the U.S.

Sales in excess of $15 million are preferred, (MAI COMMERCIAL APPRAISAL) and sales along
waterfront
or some type of resort location would be a plus.

Her best contact method is by email.  If you can help or know someone who
can, please email Diane directly at:
Bayvalue@tampabay.rr.com

11. DATE: 08/01/2006 11:56:00 AM
The malleability of (real estate) appraisals has been a fact of life since for as long as I can
remember, and that is probably longer than most readers have been alive. Down around the
bankruptcy court, they used to say that "MAI" stands for "Made as Instructed."
Posted by: Buce | August 1, 2006 09:01 PM
http://www.prospect.org/deanbaker/2006/07/housing_appraisals_the_account.html

12. April 12, 2006
Working With (Business Valuation) Expert Witnesses
In real estate, the Appraisal Institute awards a designation, MAI, Member, Appraisal Institute. For a
variety of reasons, MAI came to have the derogatory meaning, "made as instructed." Being an "mai"
appraiser, whether in real estate, business appraisal, or any other field of expertise is a prescription
for a short-term career. http://merceronvalue.com/archives/2006/04/working_with_bu.html

13.  David, from the St. Louis Chapter of the Appraisal Institute, just told me last week that at a
recent seminar, an instructor from Guess Who told the group attending the seminar in Typical
Delphi Scam and Cognitive Dissonance fashion, that appraisers would go out of business if they
refused to perform AVMs for the banking cartel and the GSEs. Sending the Appraisal Institute $950
Bucks in MAI, SRPA, SRA professional dues for 2005 is going to be a really tough decision. If I can
find a real job that pays, they won't get my money anymore. Besides being a State Certified
General Realty Appraiser is just as good as having Made As Instructed behind my name -- because
that's what the public perceives me to be anyway now -- a member of the world's oldest profession.
http://www.financialsense.com/editorials/reality/2004/4R1217.html

14.  Gesoff v. IIC Industries Inc. et al., in the Delaware Chancery Court decided May 18,
2006
The parent then offered its appraisals, but the Court saw them as flawed and smacking of
made-as-instructed justification after the fact. In particular, its appraiser did adjust downwards a
management projection without any justification, failed to take into account appreciated realty,
and used a small company premium without regard to the fact that subsidiaries were, in effect,
large businesses in their respective emerging markets

15. SAN FRANCISCO BAY RESTORATION PLAN
Commercial real estate Appraiser (Charles D. Bailey,
MAI) disciplined; taxpayers paid millions
MANY ERRORS ALLEGED IN PURCHASE OF CARGILL PONDS FOR $100 MILLION IN 2003
By Paul Rogers
Mercury News
Susanna Frohman / Mercury News archives
In 2002, then-Gov. Gray Davis and Sen. Dianne Feinstein, above, announce a $100 million deal for
the Cargill salt ponds. Complaint against appraiser Charles Bailey (
MAI) (PDF) The settlement
agreement (PDF)

The appraiser (Charles D. Bailey,
MAI) whose report helped set the $100 million price taxpayers
paid in the 2003 Cargill salt ponds deal has been disciplined on allegations that he made numerous
errors and violated federal standards when he set a value for the property.

The state attorney general's office brought a misconduct complaint against Charles Bailey (MAI) of
Mill Valley this summer, alleging 24 significant errors in his appraisal of Cargill lands for the federal
government in December 2000.

Bailey, who denied any wrongdoing, agreed Sept. 27 to a censure of his license, known as a
``public reproval.'' He also will pay $4,000 to cover the costs of the state investigation. Although he
will keep his license and can continue working, any disciplinary action on an appraiser's record is
very harmful to his career, said Deputy Attorney General Char Sachson.

News of the settlement heightened concerns that taxpayers may have overpaid by millions of
dollars when government agencies bought 16,500 acres of Cargill salt evaporation ponds from
Hayward to Alviso to Redwood City in March 2003. It also brought calls Tuesday from political
leaders for less secrecy in public land deals.

16.  IS THIS
MAI APPRAISER INCOMPETENCY?
Anyone know any sources of gross sales per store data for specific chains? I am appraising three
proposed facilities that are being leased with a level base minimum rent but actual rent is the
greater of that minimum rent or 10% of gross sales. I believe if I use the minimum I could be
undervaluing, but am not comfortable using the projections provided without at least seeing
something to compare them to. They are slightly above the minimum rent threshhold.
Paul S. Ness, MAI (commercial appraiser)
www.nessassociates.net

Mr. Ness, MAI was apparently so embarrassed by his own lack of knowledge that he has
removed his request from the AppraisalForum.com website.   The sometimes humorous
responses are still there however.

We also received this email from site owner (Wayne McKerley) who suggest that we inappropriately
used his copyrighted material.

Paul Ness posted this on AppraisersForum.com.  You copied it without my permission or without
Paul's permission to your web site.  You also imply that Paul is incompetent by adding the heading
"IS THIS MAI APPRAISER INCOMPETENCY?". Paul is aware of this also and brought it to my
attention.

I ask that you remove this from your website and refrain from using our copyrighted material.

Wayne McKerley
AppraisersForum.com
(Professional Commercial Appraisal Forum?)

17.  
Appraisal Talk Message Board
Re: MIA Appraiser San Diego, CA
[ Follow Ups ] [ Post Followup ] [ Appraisal Talk ] [ FAQ ]
--------------------------------------------------------------------------------
Posted by mitchell's mother on October 12, 2006 at 15:53:53:
In Reply to: MIA Appraiser San Diego, CA posted by mitchell on October 12, 2006 at 14:44:37:
I need a state licensed or certified appraiser. I am more interested in experience and
education than any phony designations, that try to cover up their lack of experience and
education.

18.  Times Herald-Record
October 17, 2006
Albany — A real estate
appraisal that the City of Middletown relied on to sell off a property two
years ago was so riddled with faults that questions later arose over whether Robert Buckles "
(Appraisal Institute, Associate Member) prepared an appraisal with a predetermined value," a state
investigator testified yesterday. In the same hearing, an expert appraiser testified that the appraisal
of the 14-acre property on Ruth Court used outdated property sales for comparisons.
Robert G. Buckles, Associate MAI
President
Countrywide Appraisal Services
P.O. Box 1118
Monticello, NY 12701
547 Broadway
(845) 794-2834x300
Fax: (914) 794-2846
Bob@countywideappraisal.com
Accepts (real estate appraisal) Fee Assignments (more info)

19. LETTER FROM THE (UTAH Appraisal
Institute-MAI) PRESIDENT, 2006
I am proud to be a member of this professional organization.  I
had been ignorant to the
extreme member benefits
until I began serving on the Board in 1999.   I want to inform you of
the advantages regarding Appraisal Institute membership.  A few of the programs and promotions
by National which benefit members include.
4.  Lobbying Efforts
National has a full time staff of three attorneys in Washington, DC working on our behalf to keep up
with federal legislation and other initiatives that impact our profession and to act as a liaison to the
local chapters in keeping up with state issues.  We also have our own local lobbyist who works with
Utah appraisers.  
Lobbying is one of those behind the scenes activities that many of us may
not give much thought to however, the efforts of these people affect us individually and our
profession in ways that many of us are unaware.

20. Mr. Levy describes in his succinct essay the stranglehold that the banking cartel has on the
realty valuation industry. Th
e Appraisal Institute has an affiliate appraisal management company
called REAS (Real Estate Appraisal Services) which operates http://www.aidirectconnection.com.
REAS is owned by Charter One Financial Corporation, the 25th largest bank holding company in
the USA, home based in Ohio. Royal Bank of Scotland is in merger and acquisition negotiations
with Charter One to become the 7th largest bank holding company in the USA, after the Bank One
and JPChase Manhattan merger as the second largest banking conglomerate. This conflict of
interest doesn't get any more blatant than these facts. ( AI Direct Connection®      AI Direct
Connection
AI Direct Connection provides the real estate marketplace with an efficient and cost-effective means
to acquire quality appraisal services. Appraisers can sign up, free of charge, to be included on the
fee panel, specifying their services or specialties.
AI Direct Connection then sells those services
directly to the client. FIND OUT MORE HERE)

21. Excuse me—you're standing on my bonus … reflections on credit culture
RMA Journal, The,  May, 2005  by David H. Wesley
Banks have been widely lauded for their performance through the most recent downturn. Pressure
for revenue growth has invariably led to deal creep--pricing concessions, then deal structure
concessions (covenant, guarantees, advance rates, etc.), and then the rationalization that
otherwise marginal credits are acceptable. It takes both courage and conviction to remain
disciplined and diligent to not trade off your credit risk principles. Looking back at performance
during the last downturn, some things were done particularly well, while others could have been
done better.
Following are a few of the excuses that we all have heard (or have used) in the credit approval
process, along with their subliminal translations.
We have an MAI appraisal that supports the request.
Translation: The appraisal is a
made-as-instructed real estate valuation.

22. Posted by
Appraiser Central on October 18, 2006 at 20:00:21:
In Reply to: ai posted by Cochise on October 18, 2006 at 18:29:29:
The Appraisal Institute has had "conflict of issue", issues for many years now. Especially with
Charter One Bank and also Washington Mutual (WAMU). The Appraisal Institute doesn't seem to
care. This being "in bed" with Charter One and Washington Mutual was a big part of
our boycott
of the Appraisal Institute
a few years ago when the AI decided to create their own AVM (AIRD)
with Charter One Bank and WAMU as their biggest backers.
Also, the AI can't even advertise without lying. They have been running radio ads here in
Massachusetts, where they tout the lie that "Appraisal Institute Members are better qualified and
have more education" than non-Appraisal Institute members. I can't wait till the first homeowner
here gets an AI member with only 2 years experience; and the job is way over their head.
The sooner we as an industry get rid of Appraisal Management companies, and designation "tea
clubs", the better off we will be.

Posted by Appraisal Police on July 06, 2006 at 22:12:55:
FBI:
Appraisal Fraud Serious (Commercial Appraiser, sic); Calls for Industry to Team up with Law
Enforcement
July 2006
In a June 14 speech, a Federal Bureau of Investigation specialist said that appraisal fraud has
become the most serious form of mortgage fraud. In a presentation to an American Bankers
Association conference in Orlando, Ronda Helig, supervisory special agent for the FBI, said that
appraisal fraud accounts for 80 percent of all the mortgage fraud that is reported and that the
average loss per occurrence of appraisal fraud exceeds $60,000. Based on these figures, Helig
called for a cooperative response between industry and law enforcement.

Orange County Cities, City of Aliso Viejo, City of Anaheim, City of Brea, City of Buena Park, City of
Costa Mesa, City of Cypress, City of Dana Point, City of Fountain Valley, City of Fullerton, City of
Garden Grove, City of Huntington Beach, City of Irvine, City of La Habra, City of La Palma, City of
Laguna Beach, City of Laguna Hills, City of Laguna Niguel, City of Laguna Woods, City of Lake
Forest, City of Los Alamitos, City of Mission Viejo, City of Newport Beach, City of Orange, City of
Placentia, City of Rancho Santa Margarita, City of San Clemente, City of San Juan Capistrano, City
of Santa Ana, City of Seal Beach, City of Stanton, City of Tustin, City of Villa Park, City of
Westminster, City of Yorba Linda

Successfully using
forensic appraisals (appraiser) in the tax courts requires that the property owner
understand the special issues involved with these types of appraisals, as they differ significantly
from typical real estate appraisals.  The differences cover the gamut of legal issues from
communication between the client and the appraiser through the legal admissibility of appraisal
methodology.

Kacha v. Allstate Ins. Co. (06/26/06 - No.
D046961)
A judgment confirming an insurance commercial appraisal award involving property damaged by a
wildfire is reversed pursuant to an insured's claims that: 1) the award exceeded the appraisers'
jurisdiction, and the trial court erred by finding he waived the jurisdictional rule; and 2) the court
erred by finding he was precluded from challenging the appraisal award because he took
possession of, but did not negotiate, checks the insurer provided him to cover the award.


Please call for Orange County, Ventura County, Riverside County, San Bernardino, County
Coverage Areas,   Real Estate Appraiser Orange Riverside Ventura San Bernardino Counties,

Foreword
This is the fifth edition of the
Uniform Appraisal Standards for Federal Land Acquisitions. The
Standards were originally published in 1971 with the most recent revision published in 1992. The
existing Standards have earned a prestigious position. They are frequently cited by Congress in
legislation relating to the valuation of federal land acquisitions and have guided the appraisal
process in these matters since their original issuance by the Interagency Land Acquisition
Conference. & The Interagency Land Acquisition Conference, established on November 27, 1968,
by invitation of the Attorney General, is a voluntary organization composed of representatives from
the many federal agencies engaged in the acquisition of real estate for public uses. The
Conference adopted and continues to adhere to several goals with respect to land acquisition,
including the promulgation of uniform appraisal standards and guidelines for appraisal reports. The
broad experience of the member representatives of the Interagency Land Acquisition Conference
assures that the federal appraisal standards developed for land acquisitions are uniform, fair, and
efficient. The Interagency Land Acquisition Conference is chaired by the Assistant Attorney
General for the Environment and Natural Resources Division, Department of Justice. Its activities
are conducted by ad hoc committees composed of member representatives.

The Interagency Land Acquisition Conference Executive is Virginia P. Butler, Chief of the Land
Acquisition Section of the Environment and Natural Resources Division, Department of Justice.
James D. Eaton, MAI, of the Appraisal Unit, Department of Justice, authored this 2000 revision of
the Uniform Appraisal Standards for Federal Land Acquisitions. He was assisted in this effort by
Appraisal Unit Chief Brian Holly, MAI; trial attorney Marc Gordon; and Ms. Butler. These Standards
were submitted to the Appraisal Institute for editorial review and the Department of Justice grate-fully
acknowledges the editorial assistance of the Appraisal Institute in their preparation. While the vast
majority of federal land acquisition is achieved through voluntary means, sometimes litigation is
necessary. With this in mind, Mr. Eaton has done an admirable job of updating the case law,
expand-ing the treatment of novel or difficult valuation questions, and recognizing the vast changes
that have recently characterized the real estate appraisal profession.


2006
Appraisal Information Needs Survey Results
During August 2006, the NATIONAL ASSOCIATION OF REALTORS®’ (NAR) Marketing Research
Department invited 86,777 appraiser members and recipients of the Appraisal Section of the weekly
NAR ListServe message to participate in an online survey. Findings reflected in this report were
collected from responses received between August 10th and 25th, 2006.
The goal of the survey was to understand how Appraiser members conduct their business, obtain
appraisal industry information, and make decisions on their appraisal education and designations.

Forensic appraising adds in the positive
Process involves combining all the variables affecting a property to create a predicted value
Dayton Business Journal - May 15, 1998 by John Niehaus News Staff Reporter
Print this Article Email this Article Reprints RSS Feeds Most Viewed Most Emailed
Joel Henson's business, Dixie Drywall Co., is located on about one-and-a-half acres of land off
Valley Street. About one acre of the property is grass.
Instead of continually paying a landscaping company $75 to cut the grass, he decided to try to sell
that piece of his property. After determining an asking price, he called Ron Kuczak, a local real
estate appraiser.
"He came out and gave me my options,"
Henson said. "He more or less determined
what the land would be worth if I kept it and
put up some warehouses."

USPAP 2006:
The Loss Of A Few Terms Will Be Less Confusing, I Think December 28th, 2005 by
John Cicero
In January 2006 the new edition of USPAP will be available and distributed, though its changes will
not become effective until June. The Appraisal Standards Board


REVISIONS TO USPAP AND ADVISORY OPINIONS
The
revisions in the 2006 Edition of USP Appraisal Practice are the result of two major Appraisal
Standards Board (ASB) initiatives: (1) examination of the proper role of the scope of work and
departure concepts in the appraisal process; and (2) specific review of STANDARDS 9 and 10. The
ASB formally adopted the 2006 USPAP on October 28, 2005 based on testimony presented at
public meetings, responses to three Concept Papers, six Exposure Drafts, and extensive
deliberation by the ASB over a two-year period. (
USPAP 2006 Q & A) The effective date of the
2006 USPAP is July 1, 2006 commercial.

UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE 2006

FHA training comes to the Pacific Northwest:
June 12, 2006 - Salem, OR.
FHA Program Update, Appraisal Reform, & Home Equity Conversion Mortgage
Training. Approved for 6 hrs Continuing Education Credit. Registration required, no fee.

REAL ESTATE APPRAISAL
Nature of Appraisal Work (U.S. Department of Labor
Bureau of Labor Statistics)
Commercial appraisers and assessors of real estate estimate the value of real property for a variety of purposes,
such as to assess property tax, to determine a sales price, or to determine the amount of a mortgage that might be
granted on a property. They may be called on to determine the value of any type of real estate, ranging from
farmland to a major shopping center, although they often specialize in appraising or assessing only a certain type
of real estate such as residential buildings or commercial properties. Assessors determine the value of all
properties in a locality for property tax purposes whereas appraisers appraise properties one at a time for a variety
of purposes, such as to determine what a good sale price would be for a home or to settle an estate or aid in a
divorce settlement.

FannieMae's
Property (Commercial Appraiser, SIC) and Appraisal Guidelines—details their general requirements
for analyzing the property residential appraisal, rather than commercial, aspects of conventional mortgages
secured by one- to four-family properties. It also discusses special considerations for certain types of housing-
units in condominium, PUD, and cooperative projects; manufactured (and other factory-built) homes; Community
Living group homes; mixed-use properties; properties affected by environmental hazards; urban properties;
affordable housing program properties; properties located in special assessment or community facilities districts;
properties subject to leasehold interests (including those held by community land trusts); and energy-efficient
properties—that merit special consideration in the property and appraisal review. Because the evaluation of a
property is such a vital part of the risk analysis, they expect a lender to place as much emphasis on underwriting
the property and reviewing the appraisal as it does on underwriting the borrower's commercial creditworthiness.

FDIC Law,
Regulations, Related Acts  § 323.4  Minimum appraisal standards.
For
federally related transactions, all appraisals shall, at a minimum:

Is property owner liable when horse and rider fall on driveway?

For information on registering your business capabilities to assist in the
Hurricane Katrina disaster relief efforts pleas

FOUNDATION
NEWS -
-The Appraisal Foundation is a non-profit educational organization founded to foster professionalism in appraising
through the establishment and promotion of (commercial) appraisal standards and (commercial) appraiser
qualifications.-

Editor’s note: On March 16, 2001, Daniel Muller of Morgan Miller Blair presented,  
“What Every Real Estate Attorney
Should Know About Inverse Condemnation,” to the real property section of the CCCBA.  This article discusses
developments in the areas of inverse condemnation and eminent domain (direct condemnation) in the six months
since the presentation.  For an outline of the presentation call (925) 937-3600.  nverse Condemnation  Plaintiffs
suffered setbacks in three inverse condemnation cases decided in 2001.  However, a judge in a federal district
court case granted plaintiff’s motion for summary judgment, enjoining the agency from an impending
condemnation for failure to show a public use or purpose for the project.

Cityfeet.com is the premier online resource for finding
commercial real estate, specializing in office space,
executive suites, retail, and investment property. Learn more.

ENVIRONMENTAL , GOVERNMENT , PROPERTY  & REAL ESTATE, WATER
Turlock Irrigation Dist. v. Zanker, No F047094 (Cal. 5th App. Dist. June 26, 2006)
Judgment partially against a town in litigation concerning the scope of its right to receive treated water for domestic
use and other needs of the town is affirmed where the trial court (comercial appraiser sic) correctly found that the
districts must continue to provide water to the town, but the reasonable cost of treating the water to make it suitable
for domestic use may be passed through to the consumer.

Commercial Appraiser, Commercial Appraiser Los Angeles, Commercial Real Estate Appraisal, Estate Appraiser,  
Residential Appraiser, Apartment Appraiser,  Appraisal, Special Purpose Property, Office Property, California
Appraiser, PMI Removal Appraiser, Fee Appraisal.  Certified General Appraiser, Estate Tax Appraiser

Appraisal Services: Appraiser, Commercial Appraisal,  Real Estate Appraisal, Residential Appraiser, Eminent
Domain Appraiser, Apartment Appraiser, Special Purpose Property, Office Property, California Appraiser, PMI
Removal Appraiser, Free Appraisal.  Certified General Appraiser, Tax Appraiser

CIVIL PROCEDURE, DEBT COLLECTION, ETHICS & PROFESSIONAL RESPONSIBILITY,   & REAL ESTATE,
REMEDIES
Rusheen v. Cohen, No. S123203 (Cal. February 23, 2006)
Where a cause of action is based on a communicative act, the litigation privilege of Civil Code section 47 extends to
those noncommunicative actions which are necessarily related to that communicative act.

Curtis - Rosenthal, Inc.

Forensic Appraiser Los Angeles, Forensic Appraisal,
A
Agoura Hills Alameda Alamo Albany Alhambra Aliso Viejo Alpine Altadena Alturas Anaheim Anderson Angels Camp
Antioch Apple Valley Aptos Arcadia Arcata Arnold Arroyo Grande Artesia Atascadero Atwater Auburn Avalon Azusa
--------------------------------------------------------------------------------
B
Bakersfield Baldwin Park Banning Barstow Beaumont Bell Bell Gardens Bellflower Belmont Belvedere Tiburon
Benicia Berkeley Beverly Hills Big Bear City Big Bear Lake Bishop Bloomington Blythe Bonita Boulder Creek
Brawley Brea Brentwood Brisbane Buellton Buena Park Burbank Burlingame
--------------------------------------------------------------------------------
C
Calabasas Calexico Calistoga Camarillo Cambria Campbell Canoga Park Canyon Country Capitola Carlsbad
Carmel Carmel Valley Carmichael Carpinteria Carson Castro Valley Castroville Cathedral City Ceres Cerritos
Chatsworth Chester Chico Chino Chino Hills Chowchilla Chula Vista Citrus Heights City of Industry Claremont
Clayton Clearlake Cloverdale Clovis Coachella Coalinga Colton Colusa Compton Concord Corning Corona
Corona Del Mar Coronado Corte Madera Costa Mesa Cotati Cottonwood Covina Crescent City Crestline Culver City
Cupertino Cypress
--------------------------------------------------------------------------------
D
Daly City Dana Point Danville Davis Del Mar Delano Desert Hot Springs Diamond Bar Dinuba Dixon Downey
Duarte Dublin
--------------------------------------------------------------------------------
E
El Cajon El Centro El Cerrito El Dorado Hills El Monte El Segundo El Sobrante Elk Grove Emeryville Encinitas
Encino Escalon Escondido Eureka Exeter
--------------------------------------------------------------------------------
F
Fair Oaks Fairfax Fairfield Fallbrook Felton Fillmore Folsom Fontana Fort Bragg Fortuna Fountain Valley Fremont
Fresno Fullerton
--------------------------------------------------------------------------------
G
Galt Garden Grove Gardena Gilroy Glendale Glendora Goleta Granada Hills Grand Terrace Granite Bay Grass
Valley Greenbrae Gridley Grover Beach
--------------------------------------------------------------------------------
H
Hacienda Heights Half Moon Bay Hanford Harbor City Hawaiian Gardens Hawthorne Hayward Healdsburg Hemet
Hermosa Beach Hesperia Highland Hollister Huntington Beach Huntington Park
--------------------------------------------------------------------------------
I
Imperial Beach Indio Inglewood Irvine
--------------------------------------------------------------------------------
J
Jackson
--------------------------------------------------------------------------------
K
Kelseyville Kerman King City Kings Beach Kingsburg
--------------------------------------------------------------------------------
L
La Canada Flintridge La Crescenta La Habra La Jolla La Mesa La Mirada La Palma La Puente La Quinta La Verne
Lafayette Laguna Beach Laguna Hills Laguna Niguel Lake Arrowhead Lake Elsinore Lake Forest Lake Isabella
Lakeport Lakeside Lakewood Lancaster Larkspur Lawndale Lemon Grove Lemoore Lincoln Lindsay Livermore
Lodi Loma Linda Lomita Lompoc Long Beach Loomis Los Alamitos Los Altos Los Angeles Los Banos Los Gatos
Los Osos Lower Lake Lynwood
--------------------------------------------------------------------------------
M
Madera Malibu Mammoth Lakes Manhattan Beach Manteca Marina Marina Del Rey Mariposa Martinez Marysville
Maywood McKinleyville Mendocino Menlo Park Merced Middletown Mill Valley Millbrae Milpitas Mira Loma Mission
Hills Mission Viejo Modesto Monrovia Montclair Montebello Monterey Monterey Park Montrose Moorpark Moraga
Moreno Valley Morgan Hill Morro Bay Mount Shasta Mountain View Murrieta
--------------------------------------------------------------------------------
N
Napa National City Needles Nevada City Newark Newbury Park Newhall Newport Beach Nipomo Norco North
Highlands North Hills North Hollywood Northridge Norwalk Novato
--------------------------------------------------------------------------------
O
Oakdale Oakhurst Oakland Oakley Oceanside Ojai Ontario Orange Orangevale Orinda Orland Oroville Oxnard
--------------------------------------------------------------------------------
P
Pacific Grove Pacific Palisades Pacifica Pacoima Palm Desert Palm Springs Palmdale Palo Alto Palos Verdes
Peninsu Panorama City Paradise Paramount Pasadena Paso Robles Patterson Penn Valley Perris Petaluma Pico
Rivera Pinole Pismo Beach Pittsburg Placentia Placerville Playa Del Rey Pleasant Hill Pleasanton Pomona Port
Hueneme Porterville Poway
--------------------------------------------------------------------------------
Q
Quincy
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R
Ramona Rancho Cordova Rancho Cucamonga Rancho Mirage Rancho Palos Verdes Rancho Santa Fe Rancho
Santa Margari Red Bluff Redding Redlands Redondo Beach Redwood City Reedley Reseda Rialto Richmond
Ridgecrest Rio Linda Rio Vista Ripon Riverbank Riverside Rocklin Rohnert Park Rosemead Roseville Rowland
Heights Running Springs
--------------------------------------------------------------------------------
S
Sacramento Saint Helena Salinas San Andreas San Anselmo San Bernardino San Bruno San Carlos San
Clemente San Diego San Dimas San Fernando San Francisco San Gabriel San Jacinto San Jose San Juan
Capistrano San Leandro San Lorenzo San Luis Obispo San Marcos San Marino San Mateo San Pablo San Pedro
San Rafael San Ramon Sanger Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Fe Springs
Santa Maria Santa Monica Santa Paula Santa Rosa Santa Ynez Santee Saratoga Sausalito Scotts Valley Seal
Beach Seaside Sebastopol Selma Shafter Sherman Oaks Shingle Springs Sierra Madre Simi Valley Solana Beach
Solvang Sonoma Sonora Soquel South El Monte South Gate South Lake Tahoe South Pasadena South San
Francisco Spring Valley Stanton Stockton Studio City Suisun City Sun City Sun Valley Sunland Sunnyvale Susanville
Sutter Creek Sylmar
--------------------------------------------------------------------------------
T
Taft Tahoe City Tarzana Tehachapi Temecula Temple City Templeton Thousand Oaks Torrance Trabuco Canyon
Tracy Truckee Tujunga Tulare Turlock Tustin Twentynine Palms
--------------------------------------------------------------------------------
U
Ukiah Union City Upland
--------------------------------------------------------------------------------
V
Vacaville Valencia Vallejo Valley Center Valley Springs Valley Village Van Nuys Venice Ventura Victorville Visalia
Vista
--------------------------------------------------------------------------------
W
Walnut Walnut Creek Wasco Watsonville Weaverville Weed West Covina West Hills West Hollywood West
Sacramento Westlake Village Westminster Whittier Wildomar Willits Willows Wilmington Windsor Woodland
Woodland Hills
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Y
Yorba Linda Yountville Yreka Yuba City Yucaipa Yucca Valley
SERVICES SPANISH TRANSLATION:
el valuador comercial, la evaluación
comercial, el valuador Los Angeles,
valuador de bienes raíces, experto
comercial presencia bienes raíces, los
bienes raíces

Real Estate Appraiser Orange Riverside
Ventura San Bernardino Counties,

valuador comercial, valuador comercial de
bienes raíces, Valuador Comercial de
bienes raíces Los Angeles, Propaganda de
Valuador, Valuador Los Angeles, Valuador
de Propiedad, Valuador de Protocolización,
Valuador de Confianza, Valuador de
Impuesto, Valuador de MAI, LA, L.UN.,
bienes raíces Los Angeles, valuador de
tierra Los Angeles, inspectores
comerciales de bienes raíces, corredores
de bienes raíces, Los Angeles, valuador
bienes raíces, Valuador Los Angeles,
evaluación llp, marca a evaluación
marcador, Valuador Comercial Tierra,
Valuador Especial Propiedad Propósito,
Valuador Propiedad Oficina, evaluación
Comercial, El valuador, Valuador de
Apartamento Los Angeles, Valuador
Comercial de bienes raíces Los Angeles,
VANDEMA, California Meridional Valuador
Comercial de bienes raíces, Valuador
Residencial, Valuador de Apartamento, la
Evaluación Comercial, Valuador de
California, Valuador de Eliminación de PMI,
Liberta la Evaluación, Valuador General
Certificado, Valuador de Impuesto, Multi
Valuador de Familia, Valuador Bancario, el
instituto de la evaluación, testigo experto, se
atasca los servicios de la valoración de
jarra, los bienes raíces, los bienes raíces,
el valuador de bienes raíces, legaliza a
valuador, valuador de impuesto de
propiedad, valuador de apartamento, solo
valuador de la familia, valuador bueno, en
casa valuador,
93510


Real Estate Appraiser Orange Riverside
Ventura San Bernardino Counties,

92503 in Riverside, CA • 71,714
92509 in Rubidoux, CA • 64,016
92553 in Moreno Valley, CA • 61,343
92882 in Corona, CA • 60,036
92201 in Indio, CA • 56,543
92507 in Riverside, CA • 48,508
92592 in Temecula, CA • 46,600
92557 in Moreno Valley, CA • 46,279
92504 in Riverside, CA • 46,045
92879 in Corona, CA • 45,028
92234 in Cathedral City, CA • 43,093
92506 in Riverside, CA • 42,543
92544 in Valle Vista, CA • 39,095
92530 in Lake Elsinore, CA • 38,786
92505 in Riverside, CA • 38,534
92570 in Perris, CA • 36,879
92562 in Murrieta, CA • 36,226
92543 in Hemet, CA • 29,447
92260 in Palm Desert, CA • 29,435
92571 in Perris, CA • 26,209
92545 in Hemet, CA • 25,866
92220 in Banning, CA • 25,751
92591 in Temecula, CA • 25,436
92262 in Palm Springs, CA • 24,774
92225 in Blythe, CA • 24,666
92253 in La Quinta, CA • 23,931
92551 in Moreno Valley, CA • 23,128
92236 in Coachella, CA • 22,785
92240 in Desert Hot Springs, CA • 22,773
92860 in Norco, CA • 22,072
92881 in Corona, CA • 21,901
92583 in San Jacinto, CA • 21,735
92211 in Palm Desert, CA • 19,557
92595 in Wildomar, CA • 19,140
92501 in Riverside, CA • 19,136
91752 in Mira Loma, CA • 19,075
92264 in Palm Springs, CA • 19,022
92563 in Murrieta, CA • 18,422
92586 in Sun City, CA • 18,308
92223 in Beaumont, CA • 17,577
92274 in Coachella, CA • 17,336
92880 in Corona, CA • 17,229
92508 in Riverside, CA • 17,136
92584 in Murrieta, CA • 14,293
92883 in Corona, CA • 13,396
92587 in Canyon Lake, CA • 13,351
92555 in Moreno Valley, CA • 12,632
92270 in Rancho Mirage, CA • 12,392
92254 in Mecca, CA • 8,537
92585 in Perris, CA • 8,404
92320 in Calimesa, CA • 7,555
92567 in Nuevo, CA • 7,229
92276 in Thousand Palms, CA • 6,306
92241 in Cathedral City, CA • 5,674
92582 in San Jacinto, CA • 4,243
92532 in Lake Elsinore, CA • 4,241
92548 in Homeland, CA • 4,111
92596 in Winchester, CA • 3,983
92210 in Indian Wells, CA • 3,814
92539 in Riverside County, CA • 3,773
92549 in Idyllwild-Pine Cove, CA • 3,635
92590 in Temecula, CA • 2,862
92203 in Indio, CA • 2,661
92230 in Cabazon, CA • 2,442
92536 in Riverside County, CA • 2,242
92561 in Palm Desert, CA • 1,553
92239 in Riverside County, CA • 988
92518 in March AFB, CA • 938
92282 in Desert Hot Springs, CA • 903
92258 in Palm Springs, CA • 616

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