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links
The Harris Company,
Real Estate Appraiser / Consultant
5780 West Centinela Avenue, Building 1, Suite 408
Los Angeles, California 90045
310.337.1973  harris_curtis@sbcglobal.net
PIRS/ HARRIS COMPANY AND THE SCIENCE OF REAL ESTATE - PARTNERS
FHA Appraiser Los Angeles, HUD Appraiser Los Angeles, FHA HUD Appraiser Los
Angeles, FHA LA, HUD LA, 203k Appraiser, 203K Appraisal, 203B Appraiser, 203B
Appraisal, HUD Reverse Mortgage Appraisal Los Angeles,  Appraiser Education,
Appraisal Classes,

LIVE SATELLITE BROADCAST
TRAINING
VA Home Loans –
Appraisals and Valuation
May 9, 2007
9:00 a.m. to 10:15 a.m. (Pacific and Arizona Time)
10:00 a.m. to 11:15 a.m. (Mountain Time)
This is a pre-recorded Information Video Series with a live radio-style, call-in Question
and Answer (Q&A) Session and system demo for lenders and real estate professionals.
Broadcast locations for AZ, CA, NV, or NM are on page three of Loan Guaranty
Information Bulletin 26-07-03, dated January 24, 2007.  Reservations are recommended
due to limited seating.
TO MAKE RESERVATIONS IN AZ, CA, NV OR NM, OR IF YOU HAVE ANY QUESTIONS
OR COMMENTS CONCERNING THIS TRAINING OR NEED ANY OTHER ASSISTANCE,
PLEASE CONTACT THE PHOENIX REGIONAL LOAN CENTER AND ASK FOR THE VA
TRAINING COORDINATOR:
TOLL FREE
1-888-869-0194 x 3048
VA WEBSITE                                                 E-MAIL ADDRESS FOR
RESERVATIONS            
www.vba.va.gov/ro/phoenixlgy/index.htm  mailto:45/RESERVATIONS@va.gov

Welcome to
MIT's OpenCourseWare:
a free and open educational resource (OER) for educators, students, and self-learners
around the world.
MIT OCW:
Is a publication of MIT course materials
Does not require any registration
Is not a degree-granting or certificate-granting activity
Does not provide access to MIT faculty
Learn more about MIT OCW...

Helping You Do Business
Welcome to our
Training & Education section, which provides one-stop access to a wide
range of training opportunities and educational materials designed to help new and
experienced customers do business with Fannie Mae. In addition to our highly regarded
Housing Finance Institute™ (HFI), we offer free instructor-led and recorded Web seminars
and publications on a wide range of topics. Use the links on the left to quickly identify
learning opportunities in your area of interest.


View HUD's upcoming webcasts for the month of February:
http://www.hud.
gov/webcasts/schedule/index.cfm
Outreach to Lead Hazard Grant Applicants
Tuesday, February 13, 2007
Time: 1:30 PM - 3:00 PM (10:30 AM Pacific)
Note:
If you are outside the HUD network, please view our tips and common questions on
watching a HUD webcast
Tips:
http://www.hud.gov/webcasts/troubleinst.cfm
Common questions: http://www.hud.gov/webcasts/commquest.cfm
If you are inside the HUD network, please view the webcast on HUD's intranet.
Letha Strothers
Deputy Web Manager

NAIFA is happy to announce the following classes coming to a location near you!
4.7: FHA Appraisal Protocol Update
Date: February 24
Time: 8:30 a.m. -- 5:00 p.m.
Red Lion Hotel
1830 Hilltop Drive
Redding, CA 96002
1.5: Residential Analysis for Small Income Property Appraisals
Date: March 9 & 10
Time: 8:30 p.m. -- 5:00 p.m.
The Appraisal Training Center
1020 Sundown Way, #140
Roseville, CA 95661
6.7: The Cost Approach to Residential Properties
Date: March 23
Time: 8:30 a.m. -- 4:30 p.m.
Holiday Inn
1050 Burnett Avenue
Concord, CA 94520
16.2: The Appraisal of Foreclosure Properties
Date: March 24
Time: 8:30 a.m. -- 4:30 p.m.
Holiday Inn
1050 Burnett Avenue
Concord, CA 94520
To register, please contact Trudy Hartman at (916) 670-7781 or
trudy_hartman@naifa.
com.

FHA Appraiser Los Angeles, HUD Appraiser Los Angeles, FHA HUD Appraiser Los
Angeles, FHA LA, HUD LA, 203k Appraiser, 203K Appraisal, 203B Appraiser, 203B
Appraisal, HUD Reverse Mortgage Appraisal Los Angeles,  Appraiser Education,
Appraisal Classes,

Table of
Contents
Terminating a Sub for Defective Work: Beware of the Consequences If Not Done Correctly
Schedule Analysis – Cracking the Code (Part 1 of 3)
When The Federal Government Goes Too Far
Scheduling Specifications – Do They Work?

One reason why this program is held in such high regard within Southern California's
influential design community is that all of our instructors are professionals in the field.
Los Angeles is one of the nation's most intense and innovative cities in terms of
architecture and interior design—boasting an unparalleled density of world-class talent.
UCLA Extension's Architecture and Interior Design Programs draw on that talent,
recruiting some of the field's most prestigious architects and designers to teach courses
that influence the next generation of professionals.
Extension's Professional Level Program in Interior Design meets comprehensive
standards of excellence in education. In fact, 95 percent of those who complete the
Interior Design program are actively at work in the field by the time they graduate.
Extension's architecture courses provide important professional development for
architects, and accessible, useful information for homeowners and others interested in the
field.
For more information about architecture and interior design courses and programs, visit
uclaextension.edu/arc_id, call (310) 825-9061, or email ARC_ID@uclaextension.edu.

UCLA Extension's Landscape Architecture Program prepares landscape architects for
constantly expanding career opportunities in the public and private sectors.
A great civilization is known by its inspiring landscapes, from the Hanging Gardens of
Babylon to New York's Central Park. Today's landscape architects seek to balance the
beauty of nature with the needs of the society in which they work. They must respond to
some of the most pressing quality-of-life issues of our time, including the preservation and
conservation of natural resources, and the competing needs for scarce space in our
urban environment. Public demand for better housing, schools, parks, and neighborhoods
will continue to heighten the need for professionals who can sensitively meet these
challenges.   UCLA Extension's Landscape Architecture Program prepares landscape
architects for constantly expanding career opportunities in the public and private sectors.
Our educational environment fosters responsibility for the land, concern for human factors
in the environment, and an overall commitment to significant aesthetic value, whether the
project is a city park or a suburban backyard.  The
Landscape Architecture Program is
certified by the State of California State Board of Architects, Landscape Architecture
Technical Committee as providing the necessary educational requirements for
professional licensure. It provides a unique alternative to traditional degree programs, in
that courses are offered in the evenings and on weekends to accommodate working
adults.
For more information, call (310) 825-9414 or e-mail
landscapearchitecture@uclaextension.edu.

FHA Appraiser Los Angeles, HUD Appraiser Los Angeles, FHA HUD Appraiser Los
Angeles, FHA LA, HUD LA, 203k Appraiser, 203K Appraisal, 203B Appraiser, 203B
Appraisal, HUD Reverse Mortgage Appraisal Los Angeles,  Appraiser Education,
Appraisal Classes,

Business and Industrial Development Corporations and
the State Assistance Fund for Enterprise
Department of Banking
Contact Person: James Brodie Telephone Number: 415-263-8575
Purpose: Business and Industrial Development Corporations
(BIDCOs) are privately-
funded, state-licensed lending institutions. They pool public and private resources and
share risks to grant low-interest, long-term loans to small businesses (principally federal
Small Business Administration loans). A BIDCO may also purchase equity in a small firm.
The Banking Department regulates BIDCOs by licensing and auditing them. There are
four BIDCOs in the state. It has not been profitable to start a BIDCO in the last few years
because BIDCO cannot take additional deposits to support new loans after the initial
capitalization has been lent due to a change in their enabling state legislation.
The State Assistance Fund for Enterprise is a state government non-profit BIDCO
(SAFE/BIDCO). Its purpose is to:
Enhance the availability of financial assistance for small businesses;
Ensures that California gets its share of federal funding assistance programs, including,
but not limited to, the Small Business Administration's loan guarantee program;
Reduce duplication and overlap in the provision of financing assistance to small
businesses by increased coordination among state assistance programs; and
Provide the leverage of the limited state resources available to assist small businesses.
The SAFE/BIDCO makes SBA-guaranteed loans to businesses that are a good risks but
cannot obtain a loan from a bank. The SAFE/BIDCO must ensure that its reserve fund is
sufficient to cover all expected obligations arising from small business loan defaults.

IAAO
Course Descriptions Course 101 — Fundamentals of Real Property Appraisal
Course 102 — Income Approach to Valuation
Course 112 — Income Approach to Valuation II
Course 122 — Assessment and Appraisal Institute
Course 201 — Appraisal of Land
Course 300 — Fundamentals of Mass Appraisal
Course 310 — Applications of Mass Appraisal Fundamentals
Course 311 — Residential Modeling Concepts
Course 312 — Commercial/Industrial Modeling Concepts
Course 320 — Multiple Regression Analysis
Course 322 — Application of Residential Modeling Concepts
Course 400 — Assessment Administration
Course 402 — Property Tax Policy
Course 500 — Assessment of Personal Property
Course 600 — Principles and Techniques of Cadastral Mapping
Course 601 — Cadastral Mapping - Methods & Applications
Courses: Thirty hours of instruction and a final examination.
Course 101 - Fundamentals of Real Property Appraisal

Announcing
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Punch! Fundamentals is a step-by-step series where you learn how to construct a house
in Punch! from start to finish. View the Course Catalog to see the 14 courses in the
Fundamentals Series. (Over 6.5 hours of detailed training)  Enroll in Punch! University
Risk Free! , and give it your own personal “test run”. Take a full 30 days, and experience
our training first-hand. If you aren’t completely thrilled with it… for any reason or for no
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Office of Real Property Services
EDUCATIONAL SERVICES p:(518) 474-1764
fax:(518)486-3799
--------------------------------------------------------------------------------
The Educational Services unit at the Office of Real Property Services administers the New
York State Assessment Certification Program for: County Directors, Assessors,
Real
Property Appraisers, and Candidates for Assessor. Assessment training is also available
and encouraged for
county and local assessment staff.

Pinnacle
Property Management Creates Training Department, Names National Training
Director Seattle -- Pinnacle, an American Management Services Company, based here,
has promoted Christine Burnett to national training director, a new position as the
company plans to develop its own training department.

FHA Appraiser Los Angeles, HUD Appraiser Los Angeles, FHA HUD Appraiser Los
Angeles, FHA LA, HUD LA, 203k Appraiser, 203K Appraisal, 203B Appraiser, 203B
Appraisal, HUD Reverse Mortgage Appraisal Los Angeles,  Appraiser Education,
Appraisal Classes,

LIVE SATELLITE BROADCAST
TRAINING
Red Flags of Fraud
In Mortgage Transactions
February 21, 2007
9:00 a.m. to 11:00 a.m. (Pacific Time)
10:00 a.m. to 12:00 noon (Mountain Time)
This training is for lenders and appraisers.
Broadcast locations for AZ, CA, NV, or NM are on page three of Loan Guaranty
Information Bulletin 26-07-03, dated January 24, 2007.
Reservations are recommended due to limited seating.
TO MAKE RESERVATIONS IN AZ, CA, NV OR NM, or if you have any questions or
comments concerning this training or need any other assistance, please contact the
Phoenix Regional Loan Center and ask for the VA Training Coordinator:  
TOLL FREE
1-888-869-0194 x 3048
VA WEBSITE:
 http://www.vba.va.gov/ro/phoenixlgy/index.htm      
E-mail Address for Reservations: 45/RESERVATIONS@va.gov

"Pre-Construction Real Estate Investing: How To
Create Hands-Off Profits in Emerging Markets"
So if you've already signed up, or if you're
on STAND-BY status, you're IN! And we also
have room for 263 more people to join us now.
Details and sign-up
here:

ARCHITECT ONLINE Schedule of
Events

FHA Appraiser Los Angeles, HUD Appraiser Los Angeles, FHA HUD Appraiser Los
Angeles, FHA LA, HUD LA, 203k Appraiser, 203K Appraisal, 203B Appraiser, 203B
Appraisal, HUD Reverse Mortgage Appraisal Los Angeles,  Appraiser Education,
Appraisal Classes,

Real Estate is offered as an option within the
Bachelor of Science degree in Business
Administration. This option prepares students for a wide variety of careers in an industry
that continues to expand and diversify.
Buying, selling, improving, developing, financing, valuing, and managing real estate are
activities that constitute a very important and essential segment of the economy. Experts
trained in real estate are found in government, private industry, and real estate
professional and trade associations. The most popular specialization is real estate
brokerage. In a sense the brokerage serves as the central marketplace for buyers and
sellers of real estate. The broker must know the legal responsibilities of an agent to his or
her principal, the selling owner; the current demand for the property offered for sale; the
fair market value of the property; local real estate regulations; and methods of financing
the property being bought.

Introduction
The
USC Lusk Center for Real Estate is committed to undertake and disseminate the
highest quality research that addresses timely, relevant and compelling issues pertaining
to real estate markets, business and public policy, the urban economy, urban and
regional economics, finance, planning, land use, and infrastructure.
The Lusk Center annually issues a call for proposals and provides direct support to
faculty affiliates engaged in such research, all under the oversight of the Center's
Research Committee. Results of those research projects are disseminated via Center
working papers and typically result in refereed academic publications. Center research
findings also are disseminated to the larger academic, professional, and policy
communities via our Research Brief series.

Feel free to browse through our working paper and research briefs, all of which are
available for download. If you have any questions regarding research conducted by the
Lusk Center, email us at lusk@marshall.usc.edu or call 213-740-5000.

REPORT ON THE RELATIONSHIP OF THE
SCIENTIFIC METHOD TO SCIENTIFICALLY
VALID RESEARCH AND
EDUCATION RESEARCH
On January 23, 2002 Congress passed H.R. 3801, the Educational Sciences Reform Act,
“to provide for improvement of Federal education research, statistics, evaluation,
information, and dissemination, and for other purposes.” The act established the Institute
of Education Sciences in the Department of Education, to be administered by a Director.
The National Board for Education Sciences was also established to
advise and consult with the Director on policies of the Institute. The duties are quite
demanding, and the Director and Board Members have sworn to faithfully discharge them.
They serve without compensation,  making a great sacrifice of time and effort for America.
Their task is made especially difficult because of the little-publicized situation that:
Our top educational leaders and educational researchers follow the claim of Dr. James B.
Conant (1893–1978), a powerful and authoritative educator and scientist, that the
scientific method does not exist.  The scientific literature on the whole acknowledges the
existence of the scientific method. This consensus can easily be confirmed by typing “the
scientific method” into Google and Yahoo. On November 11, 2005
each showed more than 1,500,000 hits. From a previous rough sampling I made, I
estimate that more than 95% are favorable to the existence of the scientific method. Since
the general literature also clearly indicates that science is its method, this difference of
opinions makes the task of the Board much harder.

Introduction to
“The Greatest Idea of All Times”
--------------------------------------------------------------------------------
Dear Knowledge Seeker,
The scientific method has earned the title of “The Greatest Idea of All Times.” Put this
idea to work for you in your problem solving and decision making.
These pages contain today’s most up-to-date, clear, concise and reliable information
about the scientific method that has ever been offered.

Introduction to the
Scientific Method
The scientific method is the process by which scientists, collectively and over time,
endeavor to construct an accurate (that is, reliable, consistent and non-arbitrary)
representation of the world.
Recognizing that personal and cultural beliefs influence both our perceptions and our
interpretations of natural phenomena, we aim through the use of standard procedures
and criteria to minimize those influences when developing a theory. As a famous scientist
once said, "Smart people (like smart lawyers) can come up with very good explanations
for mistaken points of view." In summary, the scientific method attempts to minimize the
influence of bias or prejudice in the experimenter when testing an hypothesis or a theory.

APPRAISAL THEORY
An
appraisal, in itself, is nothing more than an opinion of value. This does not imply,
however, that one opinion is necessarily as good as another; there are valid and accurate
appraisals, and there are invalid and inaccurate appraisals. The validity of an appraisal
can be measured against the supporting evidence from which it was derived, and its
accuracy against that very thing it is supposed to predict - the actual behavior of the
market. Each is fully contingent upon the ability of the appraiser to record adequate data
and to interpret that data into an indication of value.
Appraising real property, like the solving of any problem, is an exercise in reasoning. It
is a discipline, and like any discipline, it is founded on fundamental economic and social
principles. From these principles evolve certain premises which, when applied to the
valuation of property, serve to explain the reaction of the market. This section concerns
itself with those concepts and principles basic to the property valuation process. One
cannot overstate the necessity of having a workable understanding of them.

GLOSSARY OF
REAL ESTATE TERMS

The Conservation
Library contains land conservation-oriented publications of use to land
trust volunteers and professionals, municipal officials and others interested in green
space protection.

ITT Technical Institute
Objectives
This program covers the fundamentals and offers a foundation in construction
management, construction techniques and legal issues relating to the construction
management field. Areas of study include building codes, site construction and
measurement, construction documents, construction project management and
construction safety management. The goal of the program is to help the student acquire
skills that can be used to enter the workplace and be a versatile member of a construction
team.

Lorman
Education Services is a leading provider of continuing education. The
distinguished faculty at our seminars provide current information on the rules, regulations
and best practices that impact the success of your business or the business of your
clients.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
DC
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
North Carolina
North Dakota
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Wisconsin
West Virginia
Wyoming

FHA Appraiser Los Angeles, HUD Appraiser Los Angeles, FHA HUD Appraiser Los
Angeles, FHA LA, HUD LA, 203k Appraiser, 203K Appraisal, 203B Appraiser, 203B
Appraisal, HUD Reverse Mortgage Appraisal Los Angeles,  Appraiser Education,
Appraisal Classes,

What Is a HUD FHA (Reverse Mortgage) Appraiser / Appraisal?  An appraiser is a
professional person who can tell you what your home is worth. The appraiser will come to
your house and list the number and size of the rooms and any extras, such as a fireplace,
porch, pool, or garage. The appraiser will compare your home and property to other
homes that have sold recently with similar features. The appraiser then estimates that
your home might sell for approximately the same amount of money as similar homes. This
is called an "appraisal."  
ORDER APPRAISAL
We Make a Simple
Pledge to

Communicate, in a timely
Fashion, each appraisal,
analysis, and opinion
without
bias or partiality

Abstain from behavior
that
is deleterious to our
clients,
the appraisal profession,
and the public

Hold paramount the
confidential nature of the
appraiser/consultant -
client relationship

and

Comply with the
requirements
of the Uniform Standards
of
Professional Appraisal
Practice
and the
Code of
Professional Ethics of
the National Society of
Real Estate Appraisers
FHA Appraiser,
FHA Appraisal,
FHA LA, FHA
L.A., FHA
Approved
Appraiser,
commercial
real estate
appraiser,
Commercial
Property
Appraiser los
angeles, real
estate
appraiser,
commercial
real estate
inspectors, real
estate brokers,
los angeles
real estate
appraiser,
Commercial
Appraiser,
Commercial
appraisal,
Commercial
Real Estate
Appraiser los
angeles,
Southern
California
Commercial
Real Estate
Appraiser,
Residential
Appraiser,
Apartment
Appraiser,
CommercialAp
praisal,Californi
a
Appraiser,PMI
Removal
Appraiser,Free
Appraisal,
Certified
General
AppraiserTax
Appraiser,
Appraiser
Education,
Appraisal
Classes
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
DC
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachuset
ts
Michigan
Minnesota
Mississippi
Missouri
Montana
North
Carolina
North Dakota
Nebraska
Nevada
New
Hampshire
New Jersey
New Mexico
New York
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South
Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Wisconsin
West Virginia
Wyoming
We Make a Simple Pledge to

Communicate, in a timely Fashion, each appraisal, analysis, and opinion without bias or
partiality

Abstain from behavior that is deleterious to our clients, the appraisal profession, and the
public

Hold paramount the confidential nature of the appraiser/consultant - client relationship

and

Comply with the requirements of the Uniform Standards of Professional Appraisal Practice
and the
Code of Professional Ethics of the National Society of Real Estate Appraisers
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Commercial Appraiser and Real Estate Consultant, Los Angeles, California Commercial Appraiser,Los Angeles, Commercial appraisal, comercial appraiser, Expert Witness, Real Estate consultant, LA, L.A., Southern Californiacommercial appraiser,appraiser los angeles, real estate appraiser,commercial expert witness real estate, real property,commercial appraiser, commercial real estate, Los Angeles, Estate , Probate, Trust, Tax, MAI Appraiser, LA, L.A., real estate  land los angeles, commercial real estate inspectors, real estate brokers, los angeles, real estate appraiser,  Los Angeles,  llp, mark to marker, Land Appraiser, Special Purpose Property Appraiser, Office Property, Commercial appraisal, Restaurant, Apartment, VANDEMA, Southern California Commercial Real Estate, Residential Appraiser, Apartment Appraiser,California Appraiser,PMI Removal, Certified General, Tax , Multi Family , Bank appraisal institute
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